I know student loans are NOT dischargeable, but how are they viewed in the Chapter 7 Means Test?

Some courts follow the "profit motive" test for determining whether debt is non-consumer debt (usually we refer to this as "business" debt, but...

Yes, you can use the wildcard exemption in 15-41-30(A)(7) to protect about $5800 of the bank account. I assume you have used (or will use) the...

In NC, can property be awarded through ED if Chapter 7 is filed? Will Chapter 7 protect 401k and prevent having to pay alimony?

The primary purpose of bankruptcy is to discharge debt. Debt is defined as "liability on a claim." For example, if I owe $10,000 on a credit card,...

Hi. I have a question regarding my Chapter 13 Bankruptcy and tax return I will receive...

Chapter 13 trustees in South Carolina do not typically require that tax refunds be turned over annually. This practice is different from district...

In South Carolina, are there any exemptions to pre-bankruptcy courses?

I agree with Mr. Dombrow who gave a very thorough answer to your question. All I would add is that the bottom line here is that the course is...

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Can a new car be repossessed on a bankruptcy has been approved. That was filed in bankruptcy and turned in.

It's really hard to figure out what you're asking. I (sort of) think you have some old judgment and some creditor is attempting to collect by...

"Mortgage" and "mortgage note" are two different things as others here have explained. However, I know what you mean. You mean to ask whether your...

I want to know if my creditor in a car repo can take my income tax return even though I filed chap 13 bankruptcy?

I assume your 13 was dismissed by that's not clear. If you are in the 13, they would need relief form the automatic stay to do anything--like sell...

I am married, but want to know if i can file bankruptcy myself and not have any affect on my husbands credit.

You can file alone. Your husband's property will not come into your bankruptcy estate. Your share of jointly owned property would. However, the...

Can a note to settle property settlement be discharged in bankruptcy?

Assuming this obligation was not in the nature of support you can discharge it in chapter 13. That determination isn't as black and white as you...