I filed chapter 13 in April 2024. It was lifted in July 2020. How soon can they repossess my car. I’m 3 payments behind?
Russell's answer
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Answered on August 31, 2024
I can't understand your question. The dates don't make sense. I'm also not sure if you are still in a Chapter 13 or not. Also you say "lifted" and...
Chapter 13 converted to Chapter 7, still no reaffirmation form for Truck?
Russell's answer
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Answered on March 26, 2024
The reaffirmation won't be the issue. The issue is whether you're current or not. I've never seen a vehicle repossessed because a reaffirmation...
Can I declare bankruptcy while on short term disability?
Russell's answer
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Answered on February 21, 2024
Yes. But you need to consult with a bankruptcy lawyer to figure out whether you should file and, if so, what chapter (generally 7 or 13). I'd need...
I paid my bankruptcy attorney to file my bankruptcy and it’s been a whole year and they haven’t did anything yet. What can I do?
Russell's answer
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Answered on January 16, 2024
Many times there are reasons to wait to file. I have no idea what those may be. I'd call the attorney and find out why it's been delayed. Assuming...
Do I have to include my husband if he isn't filing for bankruptcy with me?
Russell's answer
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Answered on June 14, 2023
Yes, as Waymon indicated. The means test is tricky in many regards, but you'll have to to start out by including your husband's income. You need to...
What are my options?
Russell's answer
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Answered on November 12, 2022
You need a construction litigation attorney. Call Elliotte Quinn at Steinberg Law Firm in Summerville.
Is it possible to file for bankruptcy when the other party is unwilling too?
Russell's answer
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Answered on September 22, 2022
Yes. You don't have to file with your spouse (I assume it's a spouse here). You can file alone. However, keep in mind the debt will be discharged...
How does the homestead exemption work with judgment liens/bankruptcy if there are joint owners?
Russell's answer
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Answered on April 16, 2022
The current SC homestead exemption is a little over $63,000. Only your half of the equity comes into the bankruptcy estate, so on these facts, you...
What is required to qualify for an auto loan after Chp 13 discharge?
Russell's answer
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Answered on November 10, 2021
Sure. You'll have no problems getting a loan. As your credit score continues to improve, the interest rate will be lower. I would get something...
Will I be able to keep a 40 year boat and motor when filing bankruptcy
Russell's answer
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Answered on September 15, 2020
As Dorothy points out, it depends on value less any liens. I'm assuming no liens, so we're probably left with value. I doubt a 40-year-old boat and...