SC state debt collection laws, fair debt collection act

Creditors cannot take your social security. In fact, there is no garnishment for collection of consumer debts in South Carolina (except for very...

Automobile Loan Agreement

Prior to doing anything, you should consult an attorney to review all documents involved in the transaction. The general rule is that yes, you can...

Can I sue my Ex for a phone bill that he has not paid?

You could sue him in Magistrate's Court, also called "small claims" court, for payment. However, given that that nature of this matter is a "he...

Force me to sell home because I have Medical bills n south carolina?

I am sorry to hear about your medical condition. I hope "had" means you no longer have the cancer. Each state has an exemption statute...

Can debt collectors take or put lien on personal items,auto,etc.

They can, but this depends on how much "stuff" you have. You should consult a TN bankruptcy attorney on this. From what I can tell, you can...

Should i wait to file my tax returns after i file for bankruptcy. I owe 8 thousand to the goverment?

Until income taxes are more than three years old, they are "priority taxes" and non-dischargeable. If your 8k tax came from 2006, those taxes...

Yes, they could be charged as a juvenile.

I have medical and irs debt but i am on disability and cannot pay. can this debt be forgiven?

The medical debt can be discharged in bankruptcy. The IRS debt is also dischargeable if it's more than three years old. By way of exemple,...

If I am legally seperated am I considered married?

As Yogi Berra said, "it ain't over til it's over." You are still married. In SC, as with any other state I know of, you cannot disinherit your...

I have lost my job and am on SSD because of cancer. As a result I am unable to pay my debt or file bankruptcy.

I am sorry to hear about your situation. Assuming you have no assets, there is nothing creditors can do to collect from you. Change your phone...