Bruce K. Allen

If you owe money but need time to repay it, you may require the services of a Chapter 13 bankruptcy attorney. In a Chapter 13 bankruptcy, the court appoints a trustee to help you straighten out your finances (sometimes called a financial reorganization). Unlike a Chapter 7 bankruptcy, you are required to file a plan to pay off the money owed over a three-to-five-year period under the bankruptcy court's supervision. If you file Chapter 13 bankruptcy, then both the courts and the creditors you owe

A personal injury lawyer works with clients who have suffered a physical or emotional injury, usually by accident or mistake. They cover cases such as car accidents, botched surgery, and harassment. Personal injury attorneys know how the insurance claim process works, they know what evidence to gather, and they know how to calculate and present a claim for damages. Many personal injury attorneys take cases on a contingency basis, which means they receive an agreed-upon percentage of the payment

If you owe more money than you can afford to repay over time, you may benefit from a Chapter 7 bankruptcy attorney's services. In a Chapter 7 bankruptcy, the person that owes the money is usually relieved of financial obligations and given a fresh financial start. However, a Chapter 7 bankruptcy may also require you to sell some of your assets to pay your debts. Chapter 7 bankruptcy can also affect creditors, who often receive very little money from these settlements. Because new bankruptcy laws

A bankruptcy attorney can help you manage personal or business debts you are unable to pay. Bankruptcy laws allow people and businesses to (1) get a “fresh start” by relieving most debts; and (2) repay the money owed to all creditors as fairly as possible.