Had BK in 2007 did not reaffirm mortgage, kept paying on house until last month and mortgage reported late on credit report.

If you did not file a reaffirmation agreement then your iability was discharged. However, while most creditors immediately stop reporting to the...

A creditor would not file a lien against a joint mortgage account. A creditor can sue you and get a judgment against you which would attach to any...

Chapter 7 bankruptcy effecting my husband's military career?

I agree that it should not affect your husbands career. In fact, failing to file may have a stronger negative affect than filing. The reason...

Judicial Lien on Property After Bankruptcy Discharge - How to Remove from TItle? In California.

Assuming you had an attorney assist you with your Ch7, the first thing you should do is contact your attorney as this may well be a discharge...

Thinking about filing chapter 7 bankruptcy, will filing this get rid of any liens on my home? Or do I have to file 13?

Without know exactly what kind of lien was placed on your home, I don't know if it can be avoided. Chapter 7 by itself will not avoid the lien on...

Bankruptcy chapter 7 discharge save me from personal injury claim against me since I was an uninsured driver.

Unless they allege fraud, intentional act or similar unlikely allegation, if no alcohol or drugs, then, yes, this claim should be dischargeable,...

Means test calculation on chapter 7

The means test is based on your income over the six months immediately prior to filing, not including the month in which you file. So you should...

Going 13 - 3 property mtgs -2 with HELOC all below mkt value +cc debt. Surrender 2 prop keep home. Dismissal of Debt HELOC.

If you file a 13, you can surrender your interest in the investment properties and the only recourse the creditors will have is to file an...

Can a 2640 reimbursement in excess of a home value be claimed?

I am glad you also posted this in family law and divorce law forums, because this is not related to bankruptcy. Further, the issue posed is...

Seniors on Social Security income only. Can't pay bills, need to file ch.7 BK. we want to continue pmts on our home.

Social security payments are not allowed to be taken by creditors and are exempt from the claims of bankruptcy trustees. Depending on what type of...