It sounds like there are decisions in many jurisdictions that state something along the lines that a debt is discharged even if left off the...

Do I check 11U.S.C. 522 (b)(2) or 11 U.S.C. 522(b)(3) for South Dakota state exemptions on my schedule C or neither?

It sounds like you want to handle your bankruptcy by yourself. This question illustrates why it is a bad idea to do so. Go find an attorney in...

Newly Married In Michigan - must my spouse's income (he's not on mortgage) be included when requesting home loan modification?

If they are requesting household income and your new husband contributes to the household, then yes, you should include, at the very least, any...

If I don't show up for a debt case can I still try to settle it after the court hearing?

I'd like to say we don't have debtors prisons any more in the US, but as more and more states are enacting procedures that require a debtor to...

When listing debts on the bankruptcy schedules, do you list the original debtors of the collection agencies?

I agree with Mr. Doan. I always list the original creditor and any collection agencies I can. This makes it easier to establish that whoever is...

I received my BK discharge 02/2009 andI live in Arizona. If we walk away from our home - no reffirmation was signed.

It may not be impacted at all. Check your credit report to see if your mortgage company has been reporting your post petition payments. If they...

Chapter 7: credit card applications

The most common reason for a creditor filing an adversary proceeding is that the debtor used a credit card in the 90 days immediately prior to...

In Texas, can the HOA sue me for HOA fees on a rental house that accrued post Chapter 7 discharge?

I am not licensed in Texas so this does not specifically refer to Texas law but, yes a HOA can seek to collect post petition HOA dues. In many...

Can i do a short sale on my house even though my chapter 7 bancrupcy is now over?

The only person a short sale benefits is the broker(s) who make a commission on the sale. As my colleagues suggested stay in the home rent free...

Bankruptcy Lawyer

I agree with Ms. Bunce. We don't have enough information to give you a good answer, but many bankruptcy attorneys offer free consultations and can...