Archived
Debt collector attempting to collect on a lease for a band instrument. The lease was terminated by default of the lessor.
Derek's answer
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Answered on December 12, 2011
Dispute the debt in writing to the collection agency. You have thirty days from the date your first received a letter from them to dispute the...
Archived
Debt collector attempting to collect on a lease for a band instrument. The lease was terminated by default of the lessor.
Derek's answer
|
Answered on December 12, 2011
Dispute the debt in writing to the collection agency. You have thirty days from the date your first received a letter from them to dispute the...
Chp 7: Do I need to complete the second part of credit counseling before the 341 meeting, or can I only do this afterward?
Derek's answer
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Answered on December 12, 2011
All the other attorneys are correct. You are required to complete the financial management course after you filed your case and before you are due...
Archived
Filing for Bankruptcy
Derek's answer
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Answered on December 12, 2011
I remember one of the first Chapter 7 Meeting of Creditors I ever attended and there was someone representing himself there who had made a total...
Archived
Need help feeling out a notice of right to have exemptions designated
Derek's answer
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Answered on December 12, 2011
If you still need assistance, call me. I am located in Raleigh and have reasonable rates.
Archived
Buying assets out of bankruptcy during divorce
Derek's answer
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Answered on December 11, 2011
Yes, she could if she has sufficient exempt assets to allow her to do so.
Archived
Ch 7 BK (in CA) just discharged & bank has approved my short sale. Do I still have to petition court to complete sale now?
Derek's answer
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Answered on December 11, 2011
I agree, sort of with everybody. Let me explain. From a practical matter once you recieve your discharge, it is unlikely anyone will care, but...
Archived
Chapter 7; motion to discharge student loans. How involved is this and what would I expect to pay an attorney over the basic fee
Derek's answer
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Answered on December 11, 2011
Discharging student loans is very difficult and unless you have virtually no possibility of gainful employment, I would not count on being able to...
Archived
Had BK in 2007 did not reaffirm mortgage, kept paying on house until last month and mortgage reported late on credit report.
Derek's answer
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Answered on December 11, 2011
If you did not file a reaffirmation agreement then your iability was discharged. However, while most creditors immediately stop reporting to the...
Can a creditor file a property lien on a jointly owned mortgage in NC? The credit card debt is in my name only.
Derek's answer
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Answered on December 07, 2011
A creditor would not file a lien against a joint mortgage account. A creditor can sue you and get a judgment against you which would attach to any...
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