Debt collectors you get on the phone are usually paid a percentage of what they collect. Many will say whatever it takes to scare you into paying...

Should I try to get a payment arrangement to pay it off?

This is most likely a scam, but DON'T dismiss it. I have seen judgments against people for debts they did not owe, but they ignored the paperwork....

Can a 1099c and a form be used to seize your bank account for a payday loan from 2007

Most collection people get paid a percentage of what they recover. Scare tactics are a way they attempt to collect a debt - and it often, if not...

I have paid $3000 over my base plan in ch 13 but they say i am behind...how am i behind

First, it is our experience that many clients think they have paid more than they actually have. Make sure this is not the case. Over the period...

My husband and I are in the process of filing bankrupcy. We have a vehicle with some mechanical problems and our lawyer advised

I assume you had the required insurance on it. If so, make sure they sign the title over to you. If you did not have the required insurance,...

We are on a chp 13 and our mortgage is included, but we have gotten behind and recieved a letter to dismiss our case.

We have seen foreclosures happen in a couple months, and we have had clients live mortgage free in their surrendered homes for years. Banks are...

Need to file bankruptcy, but can afford all the cost

I feel your pain. Paying for anything when you have creditors hounding you feels impossible. Usually people come up with the money by not paying...