If you qualify, you can file a Chapter 7, but the Trustee will take $15k from your bank account to pay your creditors.

A foreclosure is a hit on your credit report, whereas a deed in lieu of foreclosure is not. It is hard to say with so little information for your...

You can file an Emergency Chapter 13 Bankruptcy. You probably have to do it quickly. You have until 10 days after the sale to get it back.

You may want to file for bankruptcy if you have more debt. Otherwise, generally, there is not much more you can do other than strike a deal with...

It’s smart to talk with a Board-Certified Bankruptcy Attorney, like the team at Cameron Bankruptcy Law of Raleigh. The first consultation is low...

In North Carolina, most creditors cannot take money from your paycheck. Only the North Carolina Department of Revenue and the Internal Revenue...

People keep riding mowers in bankruptcy all the time. Because (I assume) it is a secure debt, if you keep the mower, you will keep its debt....

I am sorry debt consolidation did not work. It often does not, and your story is not new. Bankruptcy is definitely worth looking into, and is...

Yes, they can. Either catch up on payments, make a deal with the bank (like putting what is behind on the back of the loan), or file for Chapter 13...

If a spouse is entitled to the money within 6 months of a Chapter 7 Bankruptcy, the Trustee will probably take it to pay off creditors. They will...