When if ever, is my spouse responsible for my school loan debt? She never co-signed any loan paperwork, and file taxes seprately
Sheree's answer
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Answered on September 18, 2021
She should not be directly affected by your debt unless she is a joint debtor with you. Sometimes "authorized users" of a credit card can have...
How can I get sued by an unsecured credit card company and what can I do to resolve the situation ?
Sheree's answer
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Answered on August 15, 2021
If they sue you, you can:
1) Pay them off
2) Negotiate
3) Ignore them
4) File Bankruptcy
How do I get out of my timeshare with Williamsburg Plantation? Had it for a long time and deeded, Can no longer afford it
Sheree's answer
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Answered on July 08, 2021
There are companies that specialize in getting people out of timeshare contracts. I can't list them here, but you can Google it.
If they have...
Protecting joint bank account from garnishment in NC
Sheree's answer
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Answered on April 27, 2021
Generally, it is a good idea to have your spouse change bank accounts, but before you do anything, ask your bankruptcy attorney. It may not be...
What are my options if I am separated from my husband who is living in our house and won't/can't pay the mortgage?
Sheree's answer
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Answered on March 02, 2021
If your husband refuses to pay you have five options.
1) Divorce him and have him take the house.
2) Divorce him and you take the house.
3) Pay...
Can a SC hospital use the GEAR program/ Setoff debt collection act to garnish my wages if I live in NC?
Sheree's answer
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Answered on November 11, 2019
It depends on who you work for.... NC law says only the state and federal government can garnish wages. The problem is if your employer exists...
Archived
Can i file bankruptcy if my only income is SSDI?
Sheree's answer
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Answered on July 23, 2019
What advice do you need? I'm happy to help!
Archived
What direction do I need to go in as far as finding the best solution to getting out of debt? Received a exec. for collection.
Sheree's answer
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Answered on April 18, 2019
This is especially important if you own a house (unless you are married when you purchased the home and are still married). They will PROBABLY get...
Archived
Old Debt
Sheree's answer
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Answered on February 07, 2019
Derek is right, you can probably ignore it. The only way they can LEGALLY get it back on your credit report is if you pay ANYTHING on the debt. If...
Archived
I hired a debt consolidation company and they didn't pay on payin a credit card tow truck took my truck what do l do?
Sheree's answer
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Answered on February 07, 2019
You can save your truck by filing a Chapter 13 bankruptcy. This is generally only possible for 10 days after the repo, so you better hurry.
We...