Unfortunately I made a terrible mistake one year ago January 2017 by filling Bankruptcy with the Raleigh office. At the time I was about to lose my home due to job loss. I thought my only choice was to file Bankruptcy to keep from losing my home I worked so hard to purchase. During the process the p...aralegal stated to me I would be paying $1036 monthly as my finances would NOT allow me to pay and I quote A PENNY more. That being said the monthly amount increased 2 more times. Upon going to court wasting a whole day right before I went in to see the Judge my attorney told me the amount just increased. This was the first time I ever laid eyes on him. The paralegal assured me several times during each meeting my SUV (which has my daughter's name on it) would definitely not be included. Low and be hold it is included and now I cannot refinance. Also the paralegal stated again several times if I changed my mind at any time everything would go back as it was meaning things on my credit report, that was also a lie. Everything was wiped away and credit cards are closed which I cannot reopen them but still have to pay. The bank that has my car loan will not put it on my credit report due to it being included in the Bankruptcy. It is not fair and absolutely not right that I was lied to. My credit is ruined thanks to the Raleigh office. Someone needs to fix the issue with my SUV. That's a terrible thing to do to a person who was only asking for help so she could keep her home.

It's been a year since filing a chapter 7 bankruptcy and it's been a new lease on life! I was drowning in bills after a divorce and an extended unemployment. Once back to work I didn't realize bankruptcy was an option until my townhouse flooded and my renters insurance lapsed. Now I am saving for eme...rgencies and back on track financially! Thank you!