In Virginia. I am being sued by a third party debt collector. They are suing me for a defaulted credit card. I have never had
Russell's answer
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Answered on April 04, 2012
The one thing you don't want to do is ignore the lawsuit, so it is good that you are taking some action. Now that the suit has been filed you need...
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How do i get help for a huge hospital bill. Have no insurance. do not want to file for bankruptcy or bill to go to collections.
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Answered on April 03, 2012
Your options are to either work out a payment plan with the medical providers that is acceptable to them and realistically feasible for you; or...
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My husband was court ordered to pay a credit card debt that I am primary on in our divorce-all debt is his-he is filing bankrup
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Answered on March 27, 2012
His bankruptcy will not discharge your liability on the debt to the credit card company...they can still come after you. However, it may well be...
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Filed Adversary Proceeding as Creditor against my ex-spouse (debtor). We settled. Signed Agreement. How do I close the case?
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Answered on March 27, 2012
I would prepare a consent order for both of you to sign reflecting the settlement agreement...specifically stating that the debt is not discharged...
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I paid a health care bill off in May 2011 by check with" paid in full" front and back, I have a bank copy.
Russell's answer
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Answered on March 27, 2012
Are you sure it's for the same bill? First step is to ask for a breakdown of your account, which should show you what was charged and what was...
Capital One has an attorney who is trying to sue me for $8000. I called Capital One and Faxed them that I will settle for $3500
Russell's answer
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Answered on March 27, 2012
I am sorry to hear about your situation. Unfortunately Capital One has no obligation to accept less than full payment. That said, it sounds like...
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We cannot pay off the unsecured $45,018.79 bank line of credit, we need legal assistance.
Russell's answer
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Answered on March 27, 2012
Talk to an experienced bankruptcy attorney in your area to discuss your options. www.nacba.org is a good resource to find good bankruptcy attorneys.
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Have you heard of Wells Fargo, (mortgage originated with Wacovia) accepting a short payoff/settlement for todays market value?
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Answered on March 27, 2012
It may be possible depending on the market and the investors (who actually own the loan). It is the same principal as a short sale, which presents...
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I am separated from my wife and she took out a credit card in my name. Is that legal?
Russell's answer
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Answered on March 27, 2012
No, that is not legal. That is a fraudulent loan taken out in your name. You should at the very least contact the credit card company and let...
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What will it happen if I can't pay a debt to a debt collector agency?
Russell's answer
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Answered on March 27, 2012
In Virginia, after a foreclosure sale by a first mortgage holder, the lien on the second mortgage is extinguished, but your personal liability...
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