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I just received discharge from Chapter 7 in California. My house has some equity. Is my 2nd now unsecured?
Russell's answer
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Answered on July 24, 2012
The short answer is "NO". Your Chapter 7 discharged served to discharge you of your personal liability on your mortgages but did not have any...
Archived
Had a lawfirm call and threaten a judgement for unpaid payday loan. i paid agreed settlement. they called back said cant accept
Russell's answer
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Answered on July 10, 2012
That sounds very fishy, to say the least. A creditor would ordinarily be more than happy to take your money and don't give a damn about whether...
Filed BK, chapter 13, June 2010..HOA fees not added to 13, can I go back and add?
Russell's answer
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Answered on July 10, 2012
Your HOA fees are post-petition debt and therefore not included in you r Chapter 13 case. It may be possible to amend your Chapter 13 Plan to...
Archived
I filed a 13 last in July of last year.....when I really wanted a 7....
Russell's answer
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Answered on July 10, 2012
It is impossible to say without knowing why you filed a Chapter 13 in the first place. You may be able to convert to a Chapter 7. I would...
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COMPLAINT OBJECTING TO DISCHARGE PURSUANT TO SECTION 523 AND 727 OF THE BANKRUPTCY CODE
Russell's answer
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Answered on July 10, 2012
You would file and Answer to the Complaint. I would not recommend doing this yourself. You may think you are saving money by not hiring an...
Archived
Is there a Virginia lawyer who will collect a judgement for a percentage of funds collected?
Russell's answer
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Answered on July 10, 2012
In general, an attorney will take a case lie this on a contingency basis if there is a reasonable chance to collect. Otherwise, if the judgment...
Archived
I have a credit card company wanting to sue me. they want the whole amount now. can i go to jail? what should i do.
Russell's answer
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Answered on June 14, 2012
First of all, you generally cannot go to jail for not paying a credit card, unless there was some sort of fraud involved. In most cases...
Archived
Can payday loans still take money from your checking account after filing chapter 13 bankruptcy?
Russell's answer
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Answered on June 12, 2012
I agree with Mr. Goldstein. Your attorney should file a motion for stay violation and seek sanctions against the payday lender, assuming they were...
Archived
My business partner filed bankruptcy. Some of business debt is being paid in his bankruptcy . Do I still owe the full amount?
Russell's answer
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Answered on June 11, 2012
If you are liable on the debt then you still owe the full amount...however, whatever the creditors are getting through the bankruptcy will be...
Archived
My boyfriend and i bought the house both names on the deed. he is moving out. i cannot afford mortgage. what do i do?
Russell's answer
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Answered on June 11, 2012
One more possible option is to try to sell the house. You will need his cooperation on that since he would need to sign the deed. Unfortunately,...
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