If you are behind on a judgment due to loss of job can they garnish your checking account?

If the judgment has not been satisfied in full then the creditor can garnish your bank account regardless of whether you have a job or not. You...

Chapter 7 was discharged in Jan. 2010 which included mortgage.

Did you discuss this with your lawyer? Generally, bankruptcy representation would not include offering a deed in lieu of foreclosure on your home,...

Could a bank take someone to court over something they had nothing to do with

In Virginia when a joint bank account is garnished the bank is required to give notice to the joint account holder and that account holder has the...

Will the 341 trustee tell me what I owe him at the meeting?How will I know what I owe?

I agree with the comments of my colleagues. I am a bit perplexed that you say your paralegal told you what you would owe...what about your...

I am trying to save my home with a chapter 11 but I have limited money

Chapter 11 and Limited Money are not two terms that generally go together...Chapter 11 bankruptcies are for corporations or those individuals who...

Do we have grounds to contest a garnishment

Unfortunately, the ability to pay is not a defense to liability on a debt. However, there are some limits as to what can be garnished. If your...

Depending on how big the deficiency is (and lenders can and do pursue deficiencies in Virginia), and your total debt, asset, and income situation,...

Credit collectors requesting there money or I will go to court after filling bankruptcy last year.

If you filed a chapter 7 bankruptcy last year and it was a no-asset case (the creditors got nothing) then these debts from 2007 and 2008 were...

I obtained a default judgment, and the company is now out of business.

If the company did indeed file for bankruptcy you should have received a notice as a creditor. Depending on whether the company has assets or not...

Once my Ch 7 Bankruptcy is discharged, can I contact the lender and get out from under my condo? I gave it up in the bankruptcy.

The banks will generally not agree to accept a deed in lieu of foreclosure. In your case where you are still living in the property, I would...

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