Can I still request validation of debt from collector I'm disputing I didn't receive notice yet they filed a writ of execution?

Unfortunately,most judgments in Pennsylvania do not expire, and the creditor has 20 years to try to collect against your personal property. Seeking...

My spouse and I filed CHAP 7 and was discharged April 2014. We have continued to make our mortgage payments on time.

In my experience, very few Chapter 7 clients choose to reaffirm a mortgage loan, largely because (1) it is not generally necessary to reaffirm in...

Husband filed and lost a federal case. Defendant is trying to collect 50000 in legal fees. Are his wife's assets at risk?

In Pennsylvania, the creditors of one spouse cannot generally execute against the property of the other spouse. In addition, because this debt is...

My husband did bankruptcy for his debt on 2012 proving my financial crises, can debt collectors still come after me for debt?

I assume you are discussing joint debts held with your spouse. (In Pennsylvania, you are generally not responsible for your spouse's individual...

What should happen first bankruptcy or divorce?

As my Pennsylvania colleagues noted, there are a number of factors that go into determining whether to file for bankruptcy jointly prior to divorce...

In 2009 I had financial problems and I had to give my car back to the lender I was not able to pay for it.

More often than not, when a creditor repossesses and resells a vehicle, it does not receive the full loan balance at the sale. The lender can then...

Selected as the best answer

Yesterday my wife and I received notification from our bank that a creditor has put a freeze on our bank accounts.

In Pennsylvania, judgment creditors of one spouse generally cannot execute against the married couple's joint property, because of the legal...

Car repossession in PA

I agree with Mr. Zerillo. A creditor cannot garnish a bank account or any other personal property without (1) filing a lawsuit against you, (2)...

Can I return a brand new car if I can't afford loan payments? I've owned it for 6 months.

Unless there is a problem with the contract or a statutory violation, a debtor cannot generally force a lender to cancel a loan. As my Pennsylvania...

There is no specific exemption for bank accounts that are not a part of a qualified retirement plan. However, you may be able to exempt at least...