Should I pay taxes/insurance on my home in PA that's now delinquent?

I agree with the previous respondents regarding the taxes and insurance. There is little point in paying the taxes, if you are no longer able to...

If I got a notice of judgment against me for an unpaid debt, can they garnish my bank account if its in my wife's and my name?

Generally, a debtor can levy a joint bank account. However, there is no law requiring you to continue to deposit money into that account. Most...

IS IT LIKELY THAT MY CREDIT UNION WILL ACCEPT A REAFFIRM ON MY CHAP 7 AND DOES THE REAFFIRM ALLOW FOR A PERCENT OF THE BALANCE

Most creditors will accept a reaffirmation agreement on the same terms as the original agreement. However, many creditors will agree to a...

When I get married, could my husband be held responsible for my massive debt?

Your husband will not be responsible for your individual premarital debts. However, you may wish to resolve your debt issues before you marry...

Should I file for bankruptcy? I have spoken with two lawyers, who gave me different advice and I still cannot decide.

Just FYI regarding student loans, there is proposed legislation in Congress that would make private student loans dischargeable in bankruptcy. ...

I live in PA. I am married but not on house deed or mortgage. Can I file chapter 7 without risking the house?

Under the circumstances you describe, you can file for Chapter 7 bankruptcy without risking your home. The personal property you mentioned would...

Collection agency is attempting to collect on debt that over 10 years old. Will I have to pay the collection agency?

The Statute of Limitations has almost certainly run out on the debt, meaning that it is too late for the creditor to sue you for payment. In...

Absolutely not. If you live and work in Pennsylvania, credit card companies cannot garnish your wages. In Pennsylvania garnishment of wages is...