How can we save our house. Its a long story but it has been going on for almost 5 yrs now. Our loan was with bank of america and

Unfortunately, your story is a common one. However, you may have some options. If you have sufficient income, Chapter 13 bankruptcy would allow you...

As my colleagues noted, Chapter 13 is a highly complex matter, and it would be difficult for an attorney to estimate fees without having an...

I had a judgment filed against me in 2007. Can they still collect on the judgment today?

A judgment creditor in Pennsylvania has 20 years to execute against your personal property. (Judgments do not expire, although they must be revived...

I recieved a notice to revive a debt what do I do now

Do you mean that you were served with a writ of revival? If so, the creditor at sometime in the past sued you and obtained a judgment against you....

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With the exception of PLUS loans, a student will not be denied a federal or federally backed student loan or grant based upon a bankruptcy filing...

Why did an attorney say I can't use credit cards after meeting him?

If a debtor uses a credit card to purchase goods worth over $650 within 90 days of filing for bankruptcy, the purchases may not be dischargeable....

Can my wages be garnish for a student loan that's 25 years old

Government or government backed student loan lenders may garnish your wages. Moreover, the federal government may garnish your wages without...

Is it 6 years or 7 years in which an account in collections is eligible for removal from the credit report?

Credit reporting in Pennsylvania falls under the federal Fair Credit Reporting Act. In most instances, a creditor may report negative information,...

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Well I understand I must pay the judgment to get a mortgage, but if I have a co-signer will they be affected by my judgment ?

It is not possible to predict whether a bank will issue a co-signed mortgage loan under these circumstances. However, the judgment will not affect...

I'm in the middle of a chapter 7 case. I have a private student loan through sallie mae that my brother in law co-signed.

Unfortunately, neither government nor private student loans are dischargeable in bankruptcy, except for undue hardship, which is a very high...