I agree with Mr. Rubin, although a timely filed Chapter 7 would stop the sale in the short-term, it would not give you as much breathing room as...

How should I handle private student loan lender who wants payment in full on defaulted loan I cannot pay in full?

It is often possible to settle private student loans either for a lump sum payment or via a long-term payment plan. However, debt negotiation tends...

I agree with my colleagues. In my experience, bankruptcy trustees will accommodate a debtor who is unable to return to the U.S. for a meeting of...

An out-of-state creditor must domesticate a foreign state court judgment under Pennsylvania's Uniform Enforcement of Foreign Judgments Act before...

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Does a bank that holds the title of my car have the right to repossess the car foe missing 2 payments?

It depends upon your contract, but generally a vehicle lender can repossess a vehicle without prior notice for nonpayment. However, the creditor...

Is it possible to purchase my home back after sherriff sale??

There is no right of redemption in Pennsylvania. In other words, there is no period of time after the sale in which you can force the bank or other...

I am married but have a civil judgement against just me for an old debt. We own a home together. Can debtor take home?

In Pennsylvania, if a debt is in the name of one spouse only, a judgment creditor cannot generally execute against the joint property of the...

If i file bankruptcy will it get rid of a judgment against me, that a debt collector has against me.

The short answer is that you can discharge many judgment debts in bankruptcy. Whether a particular judgment debt is dischargeable depends on the...

Unfortunately, there is no such thing as "judgment proof status” in Pennsylvania. The term "judgment proof" is really a misnomer. When attorneys...

Can a mortgage get taken out though bankruptcy?

No, your mortgage must be paid, if you wish to keep the house. In Chapter 7, your liability on the mortgage is discharged, unless you reaffirm the...