In Pennsylvania, tenancy by the entireties protects the joint property of a married couple against the individual creditors of one spouse. For...

Need to file for bankruptcy. Being sued in Nov. & have a judgement. We cannot afford upfront cost. We rent. Can anyone help?

In a Chapter 7 case, many Pennsylvania bankruptcy attorneys permit clients to make payments, as long as all fees and costs are paid prior to...

The practice of many Pennsylvania bankruptcy lawyers is to allow clients to refer creditors to the attorney after receiving a down payment. If a...

If a company wins a judgement against me and they find me to be collection proof, what will they do?

In Pennsylvania, there is no wage garnishment for consumer debts, such as credit cards, personal loans, etc. Therefore, judgment creditors have...

I am looking for advise on how one files for bankruptcy in PA for an S Corp with only 2 shareholders

I agree with my Pennsylvania colleagues. In most instances, it is not necessary to place a small corporation in Chapter 7 bankruptcy to wrap up...

Facing foreclosure, bank is seeking 'in rem judgement', I simply want to give them the keys, will this work?

I understand your frustration. Most bankruptcy and foreclosure defense attorneys have heard similar stories many times over. It is not unusual for...

I'm a 100% disabled Veteran receiving SSDI can my SSID be garnished for student loans isn't there a deferment for 100% disabled

Both government and private student loans are dischargeable in bankruptcy, if you can prove "undue hardship". As my collegue noted, it is a high...

Credit card debt

You need to speak to an attorney who handles debt negotiation and, perhaps, debtor defense. (Many bankruptcy attorneys handle debt negotiation.)...

I have a auto loan that is in default can the loan company seize my checking account or attach my social security and disability

There is no wage garnishment for this type of debt in Pennsylvania. Moreover, Social Security benefits are exempt from execution under federal law,...

Is it safe to do a debt mediation thru a lender company that will be turning it over to a law firm. Feeling skeptical.

Over the years, I have had numerous clients come to me after being victimized by "debt settlement services" and "credit counselors." More often...