Archived
Why do I have to pay back my childs SSA disability that comes from my husbands disability to his ER LTD policy with Prudential?
Doris's answer
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Answered on July 20, 2016
Most LTD policies require an offset for other benefits, e.g., SS disability. However, if the plan is overreaching in its computation, timely file...
Archived
If I don't work at a job can I still take a loan from my retirement plan
Doris's answer
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Answered on July 18, 2016
Review the summary plan description and the complete governing plan document to determine whether the Plan allows loans. Write to the Plan...
Archived
How can I withdraw my 401k account?
Doris's answer
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Answered on July 15, 2016
The IRS imposes a tax penalty for a withdrawal from a 401k before reaching age 59 1/2. A trustee to trustee rollover of funds to another qualified...
I found out that my union UTU did unfair union representation during an arbitration hearing.No lawyer will take the lawsuit. Why
Doris's answer
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Answered on July 14, 2016
A negotiated change in the collective bargaining agreement may be distinct from issues of unfair representation in grievance processing. You...
Archived
Is my friend entitled to her 401k after her embezzlement case?
Doris's answer
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Answered on July 12, 2016
A withdrawal before age 59 1/2 will subject the plan participant to a tax penalty. If she does not want to leave the funds with T. Rowe Price,...
Archived
What happens if my 401k vesting schedule was misrepresented to me?
Doris's answer
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Answered on July 01, 2016
If a plan participant reasonably relies on a misrepresentation by a plan fiduciary,, there may be a claim for a breach of fiduciary duty. Consult...
Archived
In the state of PA is a employer required to pay out personal, vacation, and sick time?
Doris's answer
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Answered on June 28, 2016
Pa. state statutes do not mandate payments for unused personal or sick time. Entitlement to payment depends upon the contract, express or...
Archived
Being set up to fail. Will I qualify for unemployment if I resign? I feel sick everyday about going to work.
Doris's answer
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Answered on June 27, 2016
The Family & Medical Leave Act prohibits retaliation for taking FMLA leave and interference with FMLA rights. Consult an attorney to review all...
Archived
As a federal employee on SSD how can the OPM say I'm receiving too much $ and take away my kids benefit check (both).
Doris's answer
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Answered on June 24, 2016
FERS disability retirement benefits are offset by social security benefits. I do not have enough facts to determine whether the SSD offset is the...
Archived
What can I do about the fact that my boss has underpaid me 7 times by not accurately recording my time worked?
Doris's answer
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Answered on June 23, 2016
If you have not been paid for all hours worked and for expenses, you may file a claim under the Pa. Wage Payment Collection Law. You can filed...
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