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My name is David Kennedy Bifulco and I have years of experience as a Pennsylvania Consumer Debt advocate. I represent individuals and families in the Greater Philadelphia area and I get a great deal of satisfaction in assisting my clients in working their way out of difficult financial situations.
You, or someone in your family may be receiving harassing phone calls from bill collectors – or your wages are being garnished or you might be facing foreclosure on your home.
To do nothing just makes your situation worse. Work with an experienced Pennsylvania Debt Settlement Attorney, and it may be possible to put an end to the aggravation you are now experiencing.
My clients are not looking for a handout. Many are facing loss of income that makes it impossible to pay their bills on time. See if any of the following issues sound familiar to you:
If you find yourself in any of the above situations, you can easily be pushed over the edge.
My clients prefer not to file bankruptcy and are looking for alternative solutions. Through my experience in the debt settlement and collections arena I provide the solutions and alternatives to filing bankruptcy.
However, some situations can only be remedied through bankruptcy. But often people say they wish they had known of the alternatives before they filed.
The collection and consumer protection laws are designed to assist individuals in making a fresh start, without losing all they have worked so hard for, like their homes, cars or retirement plans.
A proven fact is that after resolving the debt issues people lead more productive lives and are able to contribute to society, because they are not buried under that huge burden of debt.
Please call or email me to set up an appointment or if you have any questions about your personal situation. As an experienced Debt Settlement Attorney, I will always answer any question you might have.
Debt Resolution Practice
There are many attorneys who are familiar with filing Chapter 7 or Chapter 13 bankruptcy and Debt Settlement but here are a few things to keep in mind about my practice:
Please call me at and I’ll answer any questions you may have and I’ll probably have a few questions to ask you. Together we can determine if there is another option to filing Bankruptcy in Pennsylvania.
FDCPA – In many instances, debt collectors break the law with their excessive and harassing phone calls. If you think you may be a victim, please know that you can fight back, because each individual has the legal right to be treated with decency and respect.
There is a law called the Fair Debt Collection Practices Act (FDCPA) that was put in place to protect an individual from harassment. When you work with me, you will be able to achieve a solution to your problem because you will know your legal right, and be able to act to protect them.
Please give me a call at if you or any member of your family is being harassed or abused by a bill collector in the Philadelphia area.
4
Practice Areas
38 years
38 years
38 years
16 years
Free Consultation
$0 first 1 minutes
State: Pennsylvania
Acquired: 2010
No misconduct found
Fax
205 West Broad Street, Bethlehem, PA, 18018
debt.legal/Other places you can find David online.
86 Client Reviews
Showing 6 - 10 of 15 reviews | Communication Style
Posted by anonymous | March 31, 2019 | Hired Attorney | Child Custody
The Best
I would highly recommend Mr Bifulco! He really came through for me in a pinch with my PFA/custody case. He spoke to me like a friend who really cared (which I needed) and fought hard for my newborn daughter and I. Now I have full custody of my child and I couldn’t thank Mr Bifulco enough. What a Gods...
Posted by Jo Ann | September 24, 2018 | Hired Attorney | Debt Collection
Credit card Deposition
I am very happy with the service provided by the office staff as well as David Bifulco. I called him on a Thusday in regards to a court hearing requiring a list of 21 things I needed to present for a judgement on a credit card case in a matter of 2 weeks. I went into David's office on Monday and f...
Posted by DJ | July 20, 2017 | Hired Attorney | Debt Settlement
Absolute Quality Representation
After being sued by an original creditor, I contacted an attorney with the express purpose of defending the lawsuit to get out of paying the debt. Most of the attorneys I spoke to told me something along the lines of "don't tell me if it's really your account as ignorance is bliss; I will argue the ...
Posted by Vicky | April 10, 2017
The Best in the business!
I really can't say enough good things about David. The process of finding an lawyer you trust can be grueling. David made me feel at ease, he gave me great advice and really took the time to explain every step of the process with me. He was very knowledgeable on every subject I inquired about. If yo...
Posted by Natasha | December 30, 2013 | Divorce & Separation
Great Security Blanket
Attorney Bifulco never gave me the run away like other lawyers have in the past. I was able to reach him in a timely manner and he was open and honest at all times in regards to the possible outcome of my divorce. He prepared me for court and I came out victorious due to his help.
"I endorse Mr. Bifulco. He is an excellent attorney who provides solid responses to questions posed by members of the Avvo legal community."
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2023
Client's Choice, Avvo
2023
Peer Review Rated, Martindale-Hubbell
2022
Peer Review Rated, Martindale-Hubbell
2022
Client's Choice, Avvo
2021
Peer Review Rated, Martindale-Hubbell
2021
Client's Choice, Avvo
2020
Peer Review Rated, Martindale-Hubbell
2019
Peer Review Rated, Martindale-Hubbell
2018
Peer Review Rated, Martindale-Hubbell
2017
Peer Review Rated, Martindale-Hubbell
2016
Peer Review Rated, Martindale-Hubbell
2015
Peer Review Rated, Martindale-Hubbell
2014
Peer Review Rated, Martindale-Hubbell
2013
Peer Review Rated, Martindale-Hubbell
2010 - Present
Owner/Attorney, David Kennedy Bifulco, P.C.
2008 - Present
Owner/Attorney, Recovery Litigation Services, Inc.
2002 - 2008
Attorney Manager, NCO Group
2015 - Present
Montgomery County Mortgage Diversion ProgramSteering Committee Member
2010 - Present
Montgomery Bar AssociationMember
2010 - Present
Pennsylvania Bar AssociationMember
2010 - Present
Philadelphia Bar AssociationMember
2010 - Present
Pennsylvania Association for JusticeMember
Sale Set Aside and Foreclosure dismissed.
2003
JD - Juris Doctor
1998
BA - Bachelor of Arts
2015
2018
English
Legal Answers
Does Vacating a Judgment of Foreclosure & Sale null all decisions related to the Judgement of Foreclosure & sale?
21 Feb 2022
Can I take credit card company to court?
09 Jan 2022
I received a PA code 236 for a judgement on me in an outside state. What is my next step? Do I need an attorney?
05 Jan 2022