David Kennedy Bifulco

After being sued by an original creditor, I contacted an attorney with the express purpose of defending the lawsuit to get out of paying the debt. Most of the attorneys I spoke to told me something along the lines of "don't tell me if it's really your account as ignorance is bliss; I will argue the ...merits of the creditors' paperwork, and these original creditor cases are difficult to beat, but I have about a certain percentage win rate so you 'could' win." Despite those claims, something did not sit well with me. On a whim, I reached out to David Bifulco and he was completely honest about these original creditor cases, the effects of a judgment on my credit report, and his own personal dealings with the lawyers working for the original creditor (Capital One, in this case). After having a thorough discussion with David, I decided to retain him and go the route of being responsible and actually owning up to paying my debt instead of trying to use a bunch of different tactics to avoid it. David negotiated a tremendous two-payment lump sum deal for me, even convincing the creditor to give me three months before I started my payments to allow me to get the funds together to pay off the debt. And when I was sued by Capital One for another card I had, David again negotiated a tremendous deal that allowed me to make those two payments after I concluded payments on the first account. Even more, David worked with the creditor to withdraw both cases on the basis of me following through on my agreements, which the creditor actually did; I never had to go to court! No judgements (unless I don't pay); nothing on my credit report, and once my settlement payments are made, my score will likely even go up since a monthly charge-off will stop reporting. I will be honest; my first thought upon being sued was to deny all, fight, and shirk all responsibility for my debt. That changed upon speaking with David who was seriously upfront, honest, and confident in helping me to get on a schedule to make the payments without going into further debt. For what it's worth, know that David actually answers his own phone (I have always contacted him on his cell phone), returns all calls (I've called him a lot; I often have a lot of questions), and will double-check an issue and follow up with you if it appears something does not sit well with him. He has helped me a great deal! I feel so much relief and will be calling on David in the future to settle other debts.

My experience with Mr. Bifulco was outstanding. My mother and I were being taken to court for a student loan we didn't know was outstanding. We contacted Mr. Bifulco to try to settle the matter outside of court or, at the very least, so we could have someone in our corner. Mr. Bifulco was extremel...y professional and courteous. My mom has been ill for several years and is on public assistance and I barely make ends meet as a teacher in an inner city school. Mr. Bifulco worked with us to resolve this matter in a clean, quick, and cost efficient manner. Within a month we had a settlement and a resolution that everyone is happy with. I could not be more grateful for his help, patience, and support.

David Bifulco is an excellent lawyer. He was able to help me with my debt situation and resolve the judgement filed against me. He kept in constant contact with me throughout the entire process. He made me feel comfortable about my situation. I would definitely recommend David to anyone needing h...is services.

Mr. Bifulco was most helpful in resolving my legal debt situation. I had contacted 3 other attorneys prior to Mr. Bifulco, and he was the only one who had knowledge about my problem. He promptly offered his assistance and was able to obtain an expeditious resolution. I am pleased with the servic...es I received and am so grateful for his help. I highly recommend Mr. Bifulco!