Stephen M. Otto

Stephen M. Otto

5.0
Rating: 8.5

Licensed for 27 years

Chapter 13 bankruptcy Lawyer at Lancaster, PA
Practice Areas: Chapter 13 Bankruptcy, Chapter 7 Bankruptcy, Bankruptcy & Debt, Social Security

2173 Embassy Drive, Lancaster, PA

About Stephen

Biography

Practice Areas

Fees and Rates

Cost

Free Consultation

$0 first 30 minutes


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Licenses

Licensed in Pennsylvania for 27 years

State: Pennsylvania

Acquired: 1998

Active

No misconduct found

Location

Law Office of Stephen M. Otto, LLC

2173 Embassy Drive, Lancaster, PA, 17603

Law Office of Stephen M. Otto, LLC

109 E Main Street, Somerset, PA, 15501

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Stephen M. Otto's Reviews

Avvo Review Score

5.0 /5.0

6 Client Reviews

Filter Avvo Reviews (6) Refine reviews to match your needs. Use the filters to quickly surface reviews that align with your case or priorities.
Star rating
5 stars 6
4 stars 0
3 stars 0
2 stars 0
1 star 0
Practice Areas

Showing 1 - 5 of 6 reviews

Posted by MC | July 23, 2019

What a refreshing attorney!

I was referred to Attorney Otto, who was extremely kind, compassionate, knowledgeable, and competent. He listened patiently to my situation and provided thorough legal advice and eased my mind. Do not hesitate to pursue his services!

Posted by Andrea | September 21, 2017 | Hired Attorney

Great Bankruptcy Attorney

Attorney Otto is extremely acknowledge and thorough. He is very patient and understanding of your situation. He is reasonably priced and you get a great value for what you pay. I would recommend him highly.

Posted by anonymous | June 01, 2017 | Debt Settlement

Credit Card Debt

Attorney Stephen M. Otto answered al my question on credit card debt. He gave me excellent advice, on how to solve my credit problems. He took his time explains my particular situation in detail. Attorney Otto gave me a free consultation over the phone. I would definely hire him if I need an atto...rney. He's is extremely knowledgeable..

Posted by Jason Fink | February 14, 2017 | Hired Attorney | Bankruptcy & Debt

Bankruptcy

I hired attorney Otto when i got a flyer in the mail stating i good get help with my home. Found out that attorney otto did bankruptcy and foreclosures. Attorney Otto was very professional in what he did listen to all your question. I appreciate all the work Attorney Otto did for me.

Posted by Stu | October 18, 2016

Telephone consultation

Hi: I just wanted to say that I really appreciated Mr. Otto's time with me on the phone. He was very clear discussing  my options regarding  my situation.  Mr. O.  didn't rush and answered all of my questions fully. If I require your help in the future I will most certainly give you a call. Th...anks for a very informative and helpful experience. Take Care, Stu

See All Client Reviews

Stephen M. Otto's Lawyer Endorsements

Endorse Stephen
Eugene S Melchionne headshot
Eugene Melchionne

Bankruptcy and debt lawyer | Apr 02

Relationship: Fellow lawyer in community

"I am happy to endorse Steve. I have known him for years having first met him at a National Association of Consumer Bankruptcy Lawyers convention. He is the example of every quality a client should be looking for when searching for an attorney to represent their interests. He cares deeply about the rights of his clients, he is compassionate and understanding of their circumstances and he does not hesitate to make absolutely certain they are protected by his impressive knowledge of Bankruptcy and Consumer Rights Law."

Carmen Dellutri headshot
Carmen Dellutri

Bankruptcy and debt lawyer | Mar 21

Relationship: Worked together on matter

"I've known Stephen for years and gladly endorse him. He is smart, cautious, calculating and very professional. This combination serves his clients very well. He will tell you the best and the worst parts of your case before its filed. He listens to his clients and works very hard to get the best results possible. I wouldn't hesitate to hire him to work on my case should the need ever arise."

Wilbur McCoy Otto headshot
Wilbur Otto

Tax lawyer | Mar 18

Relationship: Family member

"I endorse this lawyer. Steve helped me greatly with taxation issues and reporting issues involving LLC's. Coming from a family of lawyers, Steve has law in his blood. Unlike most lawyers, Steve has a heart for helping those most in need, primarily in dealing with financial concerns which threaten their ability to make a living. Steve's many years of experience has made him an accomplished Bankruptcy Attorney, one who cares for his clients, relieving as much of his clients' burden as possible. Finally, Steve possesses the highest standards of character and integrity demanded but not always found in legal professionals, particularly those entrusted with their clients' very lives and well-being."

George M Lutz headshot
George Lutz

Bankruptcy and debt lawyer | Apr 03

Relationship: Co-worker

"Steve has a deep knowledge of and insight into bankruptcy and debt collection law. He uses this knowledge and insight to vigorously represent his clients' interests. I enthusiastically endorse Steve for any bankruptcy or debt collection matters."

Amy B Good-Ashman headshot
Amy Good-Ashman

Bankruptcy and debt lawyer | Mar 28

Relationship: Co-worker

"Steve is an extremely knowledgeable bankruptcy attorney. I often consult with Steve regarding complex bankruptcy matters. He is passionate about his work. Steve is a solution-oriented lawyer who works closely with his clients to meet their goals. I recommend him without hesitation."

View All Endorsements
Eden R. Bucher headshot
Eden Bucher

Litigation lawyer

Richard J. Bedford headshot
Richard Bedford

Chapter 13 bankruptcy lawyer

Eugene S Melchionne headshot
Eugene Melchionne

Bankruptcy and debt lawyer

Carmen Dellutri headshot
Carmen Dellutri

Bankruptcy and debt lawyer

Jill M. Scheidt headshot
Jill Scheidt

Divorce and separation lawyer

Wilbur McCoy Otto headshot
Wilbur Otto

Health care lawyer

Amy B Good-Ashman headshot
Amy Good-Ashman

Foreclosure lawyer

John A. DiGiamberardino headshot
John DiGiamberardino

Bankruptcy and debt lawyer

George M Lutz headshot
George Lutz

Bankruptcy and debt lawyer

Experience

Rating:  8.5 (Excellent)

Honors

2017

Pro Bono Service Award, Pennsylvania Bar Association

2016

Preeminent 5.0 out of 5, Martindale-Hubbell

Work Experience

2014 - Present

Principal, Law Office Of Stephen M. Otto, LLC

2013 - 2014

Attorney, Case, DiGiamberardino & Lutz, P.C.

2004 - 2013

Principal, Law Office of Stephen M. Otto, LLC

2001 - 2003

Staff Attorney, Neighborhood Legal Services Association

Associations

2009 - Present

United States District Court for the Eastern District of Pennsylvania

Admitted

2006 - Present

United States Court of Appeals for the Third Circuit

Admitted

2005 - Present

National Association of Consumer Bankruptcy Attorneys

Attorney Member

2005 - Present

National Association of Consumer Advocates

Attorney Member

2001 - Present

Beaver County Bar Association

Attorney Member

2001 - Present

United States District Court for the Western District of Pennsylvania

Admitted

Sample of Legal Cases

14-531-mdc (EDPA Bankruptcy)

Judgment in favor of Debtor/Defendant

See More Legal Cases

Education

1997

Duquesne University School of Law

JD - Juris Doctor

1994

Grove City College

Speaking Engagements

2017

Ask a Lawyer Bankruptcy Q&A

2015

Berks County Pro Bono Celebration

The Intersection of Housing and Consumer Law

2011

Essentials of Foreclosure Defense Judicial Foreclosures -- Pleading and Practice

Languages

Spanish

English

Avvo Rating

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  • Experience & background Years licensed, work experience, education
  • Legal community recognition Peer endorsements, associations, awards
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  • Discipline Disciplinary information may not be comprehensive, or updated. We recommend that you always check a lawyer's disciplinary status with their respective state bar association before hiring them.
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