If you are thinking about bankruptcy, you might be nervous, scared, or embarrassed. All of those are perfectly natural feelings, but please know that I truly care about all my clients and there will be no judgment with me. I fully understand that people file bankruptcy for all sorts of reasons, from job loss, medical bills, and divorce, to name just a few. Sometimes it is because someone just isn't great with money - and that is OK too! :)

I will be sure to go over all of your options with you, including non-bankruptcy options. I will take my time to explain everything to you so you feel comfortable with any decision you make. I have been told on more than a few occasions that I make filing for bankruptcy fun. So try not to stress and give me a call. The consultation is free and I promise you that you will feel so much better after we talk.

My firm is small, and the lawyers I work with all take pride in being extremely responsive to our clients. You won't be leaving messages, waiting days for someone to get back to you. We know that having a legal issue can be very stressful and when you have a question, you want an answer quickly.

Background: Dawn was born in Queens, New York, and admitted to the Pennsylvania bar in 1996. She received her associate's degree in 1991 from Westchester Community College in Valhalla, NY, her Bachelor of Science degree in 1993 from Barry University in Miami, Florida, graduating summa cum laude, and her law degree in 1996 from the Dickinson School of Law in Carlisle, Pennsylvania.

Dawn has practiced a wide variety of law since being admitted to the bar in 1996, including criminal defense, family law, and bankruptcy. Dawn currently concentrates her practice in the areas of consumer bankruptcy. Dawn has been invovled with the Middle District Bankruptcy Bar Association for many years, including serving on the board.

Bankruptcy: Dawn handles both Chapter 7 and Chapter 13 bankruptcies, as well as assisting clients with negotiating with creditors when bankruptcy is not an option or not the option clients wish to pursue. Dawn assists clients with mortgage foreclosures, loan modifications, and the defense of lawsuits by credit card companies and other creditors. Dawn has been practicing bankruptcy law since she became an attorney in 1996.

Dawn is a regular speaker for the Pennsylvania Bar Institute and the Middle District Bankruptcy Bar Association, where she develops courses and teaches other lawyers about technology, bankruptcy, ethics, and criminal defense. Dawn is a former president of the Middle District Bankruptcy Bar Association and currently serves as a board member and co-chair of the Technology and Website Committee.

Dawn was awarded the York County Bar Foundation's Pro Bono Award several times throughout her career and is committed to assisting indigent clients whenever possible.

Dawn's hobbies include cycling, running, photography, quilting and sewing, and hanging out with her dog, Foxy.

Practice Areas

Bankruptcy and Debt 25%

I help clients figure out the best way to deal with overwhelming debt, whether that be by filing a Chapter 7 or Chapter 13 bankruptcy, or by negotiating settlements with their creditors or litigating creditor lawsuits.

25%

Chapter 7 Bankruptcy 25%

25%

Debt Collection 25%

25%

Debt Settlement 25%

25%

Fees and Rates

Cost

Free Consultation

$0 first 30 minutes

Payment Methods

Cash
Check

Licenses

Licensed in Pennsylvania for 29 years

State: Pennsylvania

Acquired: 1996

Active

No misconduct found

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Location

Fresh Start Law, PLLC

(717) 297-7556

Mobile

1701 W Market Street, York, PA, 17404

freshstartyork.com/

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Dawn Marie Cutaia's Reviews

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Overall Rating
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4.9 /5.0

107 Client Reviews

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5.0

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Practice Areas

Bankruptcy & Debt (55) Chapter 7 Bankruptcy (6) Chapter 13 Bankruptcy (4) Lawsuits & Disputes (4) Debt Settlement (3) Business (2) Debt Collection (2) Foreclosure (2) Child Support (1) Contracts & Agreements (1)

What Clients Mention

Practice Area Knowledge (33) Recommendation (31) Professionalism (29) Case Results (28) Responsiveness (26) Communication Style (22) Compassion (20) Advocacy (19) Character & Conduct (13) General Knowledge (13) Trustworthiness (8) Cost of Services (5) Staff & Support (5) Punctuality (3) Payment Plans (1)

Showing 16 - 20 of 22 reviews | Communication Style

Posted by anonymous | November 18, 2018 | Hired Attorney | Chapter 7 Bankruptcy

A Lawyer and a Friend

You can only read so much about bankruptcy online before coming to the realization that you need professional help. Uninformed and scared, I had an initial consultation with another bankruptcy attorney before coming to Dawn's office. It's not that Dawn was my second choice, rather the complete resu...lt of my availability. I was uneasy after leaving the first appointment and was relieved that I already had a "second opinion" meeting scheduled. I was immediately at ease upon meeting Dawn. She understood my circumstances and guided me through a Chapter 7, complicated by a small business in my name. She has a complete knowledge of the law. She understands the process, and she knows the players involved too. Dawn's website is informative and easy to navigate. Dawn's communication skills are exceptional. Here ability to truly listen is even better. I could tell by the questions she was asking that she was already thinking ahead. I was obviously nervous and scared of bankruptcy, but Dawn took all of my anxiety away. Because of my complicated case, Dawn and I communicated quite a bit. Our conversations soon began with talk of dogs and hobbies and such before getting to the task at hand. And I knew I wasn't "on the clock" when it was friendly conversation and not strictly attorney-client. I feel that we got to know each other quite well during the process. I am now on the other side. The bankruptcy has been discharged. If I had to do it all over again, I would not have changed anything. I wouldn't want anyone else beside me, Dawn was prepared and professional. She navigated the process, she managed my emotions. I gained a valuable asset "in the rolodex", but I feel that I also gained a friend. Thank you Dawn!

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Dawn Cutaia

Replied last November 18, 2018

Thank you so much for these kinds words - and I do love talking about dogs :) LOL. So glad you are doing well. - Dawn

Posted by anonymous | December 14, 2016 | Hired Attorney

Dawn Cutaia

Dawn was perfect for me , she is always there when you need her by text or phone and worked with me every step of the way . she is also at a convenient location. Just having Dawn made the experience less stressful. I will defently call Dawn if I need a lawyer in the furture. She is great.

Posted by KH | December 11, 2015 | Hired Attorney

Couldn't have asked for a better attorney

We could not have asked for a better experience despite the circumstances surrounding our need to consult with Dawn in the first place! From the initial inquiry, Mrs. Cutaia answered all of our questions honestly and accurately. She eased our fears and our anxiety during such a stressful time for ...us. Her level of professionalism and expertise along with just being "down to earth" and explaining everything in detail kept us very informed throughout our case. It was also very reassuring that she as well as her staff were simply a phone call or an email away, and would respond promptly with answers. We felt very informed and in the loop in all aspects of our case. Words cannot express the amount of gratitude my husband and I have for her ability to make such a terrible situation SO much easier! We would absolutely recommend having her on your team for your legal concerns!

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Posted by anonymous | April 17, 2015 | Lawsuits & Disputes

Excellent Attorney! Awesome Results!

I have worked with Dawn on several complex legal matters. She is attentive and listens. And is always prompt and responsive to my questions and concerns. She advised me towards the best possible outcome and through thorough discussion works hard to achieve my desired outcomes, with success! Without a... doubt she is the best representation we could have asked for. I highly recommend Dawn.

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Posted by anonymous | March 16, 2015 | Chapter 13 Bankruptcy

Exceptional!

I've been a client of Cutaia Law for over a year with an active chapter 13 bankruptcy. Prior to retaining Dawn I didn't know much about bankruptcy but now I actually understand the complicated process thanks to Dawn and Jess patiently answering all of my many questions. I can email them any time of... day and know that I will get a reply within minutes. They calmed me down when I was petrified about going to court and Dawn was right there with me making sure there were no issues. It was even easier than she told me it would be! Ultimately, Dawn not only saved my house but she kept my family together by removing all of our stress. I could not recommend her more highly. I have referred my brother and a friend to Cutaia Law and both have been equally thrilled. If debt and financial worries are keeping you up at night-call Dawn. I personally guarantee you will sleep again after just the first call.

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