If you are thinking about bankruptcy, you might be nervous, scared, or embarrassed. All of those are perfectly natural feelings, but please know that I truly care about all my clients and there will be no judgment with me. I fully understand that people file bankruptcy for all sorts of reasons, from job loss, medical bills, and divorce, to name just a few. Sometimes it is because someone just isn't great with money - and that is OK too! :)

I will be sure to go over all of your options with you, including non-bankruptcy options. I will take my time to explain everything to you so you feel comfortable with any decision you make. I have been told on more than a few occasions that I make filing for bankruptcy fun. So try not to stress and give me a call. The consultation is free and I promise you that you will feel so much better after we talk.

My firm is small, and the lawyers I work with all take pride in being extremely responsive to our clients. You won't be leaving messages, waiting days for someone to get back to you. We know that having a legal issue can be very stressful and when you have a question, you want an answer quickly.

Background: Dawn was born in Queens, New York, and admitted to the Pennsylvania bar in 1996. She received her associate's degree in 1991 from Westchester Community College in Valhalla, NY, her Bachelor of Science degree in 1993 from Barry University in Miami, Florida, graduating summa cum laude, and her law degree in 1996 from the Dickinson School of Law in Carlisle, Pennsylvania.

Dawn has practiced a wide variety of law since being admitted to the bar in 1996, including criminal defense, family law, and bankruptcy. Dawn currently concentrates her practice in the areas of consumer bankruptcy. Dawn has been invovled with the Middle District Bankruptcy Bar Association for many years, including serving on the board.

Bankruptcy: Dawn handles both Chapter 7 and Chapter 13 bankruptcies, as well as assisting clients with negotiating with creditors when bankruptcy is not an option or not the option clients wish to pursue. Dawn assists clients with mortgage foreclosures, loan modifications, and the defense of lawsuits by credit card companies and other creditors. Dawn has been practicing bankruptcy law since she became an attorney in 1996.

Dawn is a regular speaker for the Pennsylvania Bar Institute and the Middle District Bankruptcy Bar Association, where she develops courses and teaches other lawyers about technology, bankruptcy, ethics, and criminal defense. Dawn is a former president of the Middle District Bankruptcy Bar Association and currently serves as a board member and co-chair of the Technology and Website Committee.

Dawn was awarded the York County Bar Foundation's Pro Bono Award several times throughout her career and is committed to assisting indigent clients whenever possible.

Dawn's hobbies include cycling, running, photography, quilting and sewing, and hanging out with her dog, Foxy.

Practice Areas

Bankruptcy and Debt 25%

I help clients figure out the best way to deal with overwhelming debt, whether that be by filing a Chapter 7 or Chapter 13 bankruptcy, or by negotiating settlements with their creditors or litigating creditor lawsuits.

25%

Chapter 7 Bankruptcy 25%

25%

Debt Collection 25%

25%

Debt Settlement 25%

25%

Fees and Rates

Cost

Free Consultation

$0 first 30 minutes

Payment Methods

Cash
Check

Licenses

Licensed in Pennsylvania for 29 years

State: Pennsylvania

Acquired: 1996

Active

No misconduct found

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Location

Fresh Start Law, PLLC

(717) 297-7556

Mobile

1701 W Market Street, York, PA, 17404

freshstartyork.com/

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Dawn Marie Cutaia's Reviews

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Overall Rating
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4.9 /5.0

107 Client Reviews

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5.0

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Practice Areas

Bankruptcy & Debt (55) Chapter 7 Bankruptcy (6) Chapter 13 Bankruptcy (4) Lawsuits & Disputes (4) Debt Settlement (3) Business (2) Debt Collection (2) Foreclosure (2) Child Support (1) Contracts & Agreements (1)

What Clients Mention

Practice Area Knowledge (33) Recommendation (31) Professionalism (29) Case Results (28) Responsiveness (26) Communication Style (22) Compassion (20) Advocacy (19) Character & Conduct (13) General Knowledge (13) Trustworthiness (8) Cost of Services (5) Staff & Support (5) Punctuality (3) Payment Plans (1)

Showing 11 - 15 of 33 reviews | Practice Area Knowledge

Posted by james | October 20, 2022 | Hired Attorney | Bankruptcy & Debt

she awesome lawyer ,what best i had

she help me under stand stuff if i had problems understanding ,and she talk on phone with you payments where easy to pay to her and she help me get through bankruptcy classes , she even has video chat with you ,she video chat easy and she made leaving message from troubleming problems easy to underst...and she took care of it as well so thank you

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Dawn Cutaia

Replied last November 18, 2022

James - thank you so much for taking the time to write this review - I truly appreciate it! I am so glad you had a positive experience. It was my pleasure to represent you. Enjoy your fresh start! - Dawn

Posted by Rob | August 23, 2022 | Bankruptcy & Debt

Completely Honest and Trustworthy

I reached out to Dawn because I was in serious financial trouble and though bankruptcy was my only option. Dawn directed me to another option; One she would not benefit from financially but has solved my problems without using her representation in a bankruptcy court. I am grateful to her for her k...indness and integrity. If you need a lawyer who actually cares and wants what is best for you, give Dawn a call. I would recommend her to anyone and I am grateful I reached out to her and God forbid should I ever need representation of this sort, I would not hesitate to retain her services.

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Dawn Cutaia

Replied last August 23, 2022

I am so excited to hear this worked out for you! Truly. Thank you for taking the time to write a review. :). It means so much to me - Dawn

Posted by Veronica | May 10, 2022 | Hired Attorney | Bankruptcy & Debt

Bankruptcy

I used Miss Dawn to assist me during my bankruptcy process. It was a long journey for me until she was kind enough to offer her time and assistance in helping me see this bankruptcy through to the end. Not only was she always available via text email and text but very efficient in doing everything ...she said she was going to do. The best thing I liked about her was that she took her time explaining and making sure I understand the entire process. I also really liked that she never told me anything I wanted to hear but all facts, which anyone would appreciate. I would truly recommend her for service. And if your unsure about anything she will always be happy to answer any questions you have before moving forward. She has a way of making you feel very comfortable in your decision making.

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Dawn Cutaia

Replied last May 10, 2022

Veronica - it was a true pleasure representing you. Thank you for letting me help you and thank you for taking the time to write a review. I wish you the very best - I have no doubt you are going to have much success in your life! - Dawn

Posted by Justine | February 09, 2022 | Hired Attorney | Bankruptcy & Debt

Excellent bankruptcy attorney

Dawn was very helpful with navigating me through the complicated bankruptcy process. I was able to file for Chapter 7 and get a full discharge. She made the process very simple with her online resources and thorough explanation of everything I needed to do.

Dawn Cutaia

Replied last February 09, 2022

Justine - thank you so much for taking the time to write a review. It was a pleasure representing you :). Enjoy your fresh start!

Posted by Mildred | October 12, 2021 | Hired Attorney | Bankruptcy & Debt

Review

She was great. Explained all details within the bankruptcy steps. Was very attentive to all our questions and concerns.

Dawn Cutaia

Replied last October 14, 2021

Thank you so much for taking the time to leave a review - it was a pleasure representing the both of you - truly.

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