If you are thinking about bankruptcy, you might be nervous, scared, or embarrassed. All of those are perfectly natural feelings, but please know that I truly care about all my clients and there will be no judgment with me. I fully understand that people file bankruptcy for all sorts of reasons, from job loss, medical bills, and divorce, to name just a few. Sometimes it is because someone just isn't great with money - and that is OK too! :)

I will be sure to go over all of your options with you, including non-bankruptcy options. I will take my time to explain everything to you so you feel comfortable with any decision you make. I have been told on more than a few occasions that I make filing for bankruptcy fun. So try not to stress and give me a call. The consultation is free and I promise you that you will feel so much better after we talk.

My firm is small, and the lawyers I work with all take pride in being extremely responsive to our clients. You won't be leaving messages, waiting days for someone to get back to you. We know that having a legal issue can be very stressful and when you have a question, you want an answer quickly.

Background: Dawn was born in Queens, New York, and admitted to the Pennsylvania bar in 1996. She received her associate's degree in 1991 from Westchester Community College in Valhalla, NY, her Bachelor of Science degree in 1993 from Barry University in Miami, Florida, graduating summa cum laude, and her law degree in 1996 from the Dickinson School of Law in Carlisle, Pennsylvania.

Dawn has practiced a wide variety of law since being admitted to the bar in 1996, including criminal defense, family law, and bankruptcy. Dawn currently concentrates her practice in the areas of consumer bankruptcy. Dawn has been invovled with the Middle District Bankruptcy Bar Association for many years, including serving on the board.

Bankruptcy: Dawn handles both Chapter 7 and Chapter 13 bankruptcies, as well as assisting clients with negotiating with creditors when bankruptcy is not an option or not the option clients wish to pursue. Dawn assists clients with mortgage foreclosures, loan modifications, and the defense of lawsuits by credit card companies and other creditors. Dawn has been practicing bankruptcy law since she became an attorney in 1996.

Dawn is a regular speaker for the Pennsylvania Bar Institute and the Middle District Bankruptcy Bar Association, where she develops courses and teaches other lawyers about technology, bankruptcy, ethics, and criminal defense. Dawn is a former president of the Middle District Bankruptcy Bar Association and currently serves as a board member and co-chair of the Technology and Website Committee.

Dawn was awarded the York County Bar Foundation's Pro Bono Award several times throughout her career and is committed to assisting indigent clients whenever possible.

Dawn's hobbies include cycling, running, photography, quilting and sewing, and hanging out with her dog, Foxy.

Practice Areas

Bankruptcy and Debt 25%

I help clients figure out the best way to deal with overwhelming debt, whether that be by filing a Chapter 7 or Chapter 13 bankruptcy, or by negotiating settlements with their creditors or litigating creditor lawsuits.

25%

Chapter 7 Bankruptcy 25%

25%

Debt Collection 25%

25%

Debt Settlement 25%

25%

Fees and Rates

Cost

Free Consultation

$0 first 30 minutes

Payment Methods

Cash
Check

Licenses

Licensed in Pennsylvania for 29 years

State: Pennsylvania

Acquired: 1996

Active

No misconduct found

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Location

Fresh Start Law, PLLC

(717) 297-7556

Mobile

1701 W Market Street, York, PA, 17404

freshstartyork.com/

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Dawn Marie Cutaia's Reviews

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Overall Rating
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4.9 /5.0

107 Client Reviews

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5.0

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Practice Areas

Bankruptcy & Debt (55) Chapter 7 Bankruptcy (6) Chapter 13 Bankruptcy (4) Lawsuits & Disputes (4) Debt Settlement (3) Business (2) Debt Collection (2) Foreclosure (2) Child Support (1) Contracts & Agreements (1)

What Clients Mention

Practice Area Knowledge (33) Recommendation (31) Professionalism (29) Case Results (28) Responsiveness (26) Communication Style (22) Compassion (20) Advocacy (19) Character & Conduct (13) General Knowledge (13) Trustworthiness (8) Cost of Services (5) Staff & Support (5) Punctuality (3) Payment Plans (1)

Showing 11 - 15 of 55 reviews | Bankruptcy & Debt

Posted by anonymous | August 02, 2023 | Hired Attorney | Bankruptcy & Debt

Life Saver

I can't say enough about Dawn. I was absolutely terrified going into this process and she was there until the end and beyond. She walked me through each step and answered my (many) questions. She was transparent and honest about how this would affect my life. If you are on the fence about declaring b...ankruptcy, I can't encourage you enough to work with Dawn.

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Dawn Cutaia

Replied last August 03, 2023

Thank you so much for taking the time to write a review. I am thrilled you had a positive experience! - Dawn

Posted by Susan | March 20, 2023 | Hired Attorney | Bankruptcy & Debt

Excellent experience!

Dawn was so kind and helpful. She made me feel totally at ease and unembarrassed by my situation. Ultimately, I decided not to file bankruptcy but she made herself totally available for that decision as well.

Dawn Cutaia

Replied last April 24, 2023

I am so glad we were able to figure out your best option - I appreciate the trust you put in me to help you do that. I'm here if you need me - but I hope you won't! :)

Posted by anonymous | March 15, 2023 | Hired Attorney | Bankruptcy & Debt

Review

Dawn was a excellent attorney. She went above and beyond to explain the bankruptcy process, walked me through every step. She was always available to answer all my questions and concerns. Dawn was very upfront with the process and what I could expect. I highly recommend Dawn her knowledge and commitm...ent to her clients to receive the best outcome is unmatched.

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Dawn Cutaia

Replied last April 24, 2023

Thank you so much for taking the time to write a review. I am so happy you had a positive experience. Bankruptcy can seem so overwhelming and I feel good knowing I helped you understand the process. Enjoy your fresh start!

Posted by anonymous | March 06, 2023 | Hired Attorney | Bankruptcy & Debt

Dawn was wonderful through the whole process!

When we first considered filing, obviously we were embarrassed and confused about the process. We reached out to Dawn to talk to her about our options and she was helpful, kind, knowledgeable, basically wonderful through our whole process of filing Chapter 13. She was always prompt to answer any of o...ur questions and took the time with us to explain everything. She eased our anxiety and fears. Thank you Dawn for everything you did for us. We highly recommend her services!

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Dawn Cutaia

Replied last April 24, 2023

Thank YOU for taking the time to write a review. Chapter 13s can be stressful so I am glad I was able to help you feel less anxious. Enjoy your fresh start and please don't hesitate to reach out to me if you have questions etc :)

Posted by james | October 20, 2022 | Hired Attorney | Bankruptcy & Debt

she awesome lawyer ,what best i had

she help me under stand stuff if i had problems understanding ,and she talk on phone with you payments where easy to pay to her and she help me get through bankruptcy classes , she even has video chat with you ,she video chat easy and she made leaving message from troubleming problems easy to underst...and she took care of it as well so thank you

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Dawn Cutaia

Replied last November 18, 2022

James - thank you so much for taking the time to write this review - I truly appreciate it! I am so glad you had a positive experience. It was my pleasure to represent you. Enjoy your fresh start! - Dawn

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