If you are thinking about bankruptcy, you might be nervous, scared, or embarrassed. All of those are perfectly natural feelings, but please know that I truly care about all my clients and there will be no judgment with me. I fully understand that people file bankruptcy for all sorts of reasons, from job loss, medical bills, and divorce, to name just a few. Sometimes it is because someone just isn't great with money - and that is OK too! :)

I will be sure to go over all of your options with you, including non-bankruptcy options. I will take my time to explain everything to you so you feel comfortable with any decision you make. I have been told on more than a few occasions that I make filing for bankruptcy fun. So try not to stress and give me a call. The consultation is free and I promise you that you will feel so much better after we talk.

My firm is small, and the lawyers I work with all take pride in being extremely responsive to our clients. You won't be leaving messages, waiting days for someone to get back to you. We know that having a legal issue can be very stressful and when you have a question, you want an answer quickly.

Background: Dawn was born in Queens, New York, and admitted to the Pennsylvania bar in 1996. She received her associate's degree in 1991 from Westchester Community College in Valhalla, NY, her Bachelor of Science degree in 1993 from Barry University in Miami, Florida, graduating summa cum laude, and her law degree in 1996 from the Dickinson School of Law in Carlisle, Pennsylvania.

Dawn has practiced a wide variety of law since being admitted to the bar in 1996, including criminal defense, family law, and bankruptcy. Dawn currently concentrates her practice in the areas of consumer bankruptcy. Dawn has been invovled with the Middle District Bankruptcy Bar Association for many years, including serving on the board.

Bankruptcy: Dawn handles both Chapter 7 and Chapter 13 bankruptcies, as well as assisting clients with negotiating with creditors when bankruptcy is not an option or not the option clients wish to pursue. Dawn assists clients with mortgage foreclosures, loan modifications, and the defense of lawsuits by credit card companies and other creditors. Dawn has been practicing bankruptcy law since she became an attorney in 1996.

Dawn is a regular speaker for the Pennsylvania Bar Institute and the Middle District Bankruptcy Bar Association, where she develops courses and teaches other lawyers about technology, bankruptcy, ethics, and criminal defense. Dawn is a former president of the Middle District Bankruptcy Bar Association and currently serves as a board member and co-chair of the Technology and Website Committee.

Dawn was awarded the York County Bar Foundation's Pro Bono Award several times throughout her career and is committed to assisting indigent clients whenever possible.

Dawn's hobbies include cycling, running, photography, quilting and sewing, and hanging out with her dog, Foxy.

Practice Areas

Bankruptcy and Debt 25%

I help clients figure out the best way to deal with overwhelming debt, whether that be by filing a Chapter 7 or Chapter 13 bankruptcy, or by negotiating settlements with their creditors or litigating creditor lawsuits.

25%

Chapter 7 Bankruptcy 25%

25%

Debt Collection 25%

25%

Debt Settlement 25%

25%

Fees and Rates

Cost

Free Consultation

$0 first 30 minutes

Payment Methods

Cash
Check

Licenses

Licensed in Pennsylvania for 29 years

State: Pennsylvania

Acquired: 1996

Active

No misconduct found

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Location

Fresh Start Law, PLLC

(717) 297-7556

Mobile

1701 W Market Street, York, PA, 17404

freshstartyork.com/

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Dawn Marie Cutaia's Reviews

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Overall Rating
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4.9 /5.0

107 Client Reviews

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5.0

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Practice Areas

Bankruptcy & Debt (55) Chapter 7 Bankruptcy (6) Chapter 13 Bankruptcy (4) Lawsuits & Disputes (4) Debt Settlement (3) Business (2) Debt Collection (2) Foreclosure (2) Child Support (1) Contracts & Agreements (1)

What Clients Mention

Practice Area Knowledge (33) Recommendation (31) Professionalism (29) Case Results (28) Responsiveness (26) Communication Style (22) Compassion (20) Advocacy (19) Character & Conduct (13) General Knowledge (13) Trustworthiness (8) Cost of Services (5) Staff & Support (5) Punctuality (3) Payment Plans (1)

Showing 6 - 10 of 26 reviews | Responsiveness

Posted by Anna | September 18, 2023 | Hired Attorney | Bankruptcy & Debt

Customer Review for Dawn Cutaia

After experiencing major financial issues, my husband and I decided to look into bankruptcy. We were not familiar with the bankruptcy process, and we did not know anyone that could give us any advice. After searching on line, we came upon Dawn's name and after reading some of the reviews, we decided ...to give her a chance. After contacting her, she immediately jumped into action. Working with Dawn was a godsend. She explained everything very clearly: the process and what was expected from us, her fees, court fees, meetings, courses etc. She helped us through the entire process. When we had questions or needed additional help, she would call us right back. She was straight forward with her advise. We could not have done this without her. Dawn became our go to person. We are very happy we found her. Thank you Dawn for everything!!!

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Dawn Cutaia

Replied last September 18, 2023

Anna - you and your husband were a joy to work with! Thank you so much for taking the time to write a review - it truly means a lot to me! I wish you both the best - enjoy your fresh start - and never hesitate to reach out to me if you have questions. - Dawn

Posted by Andrea | June 22, 2023 | Hired Attorney

One of York County’s best

Attorney Cutaia went beyond what she needed to do for my case. I’ve been in contact with numerous Attorneys over the years in both my personal and professional career and she is one of the best. I dealt with her years ago in my professional career and she was always working in the best interest of th...e clients and since that time I have utilized her for personal matters . She was very easy to contact and always returned my calls or emails in a very timely fashion and was very helpful with my case and went beyond what she had to and helped me navigate until I got the answers I needed. Lastly I highly recommend her and I feel she is one of the best Attorneys in York. I rarely give any reviews but I felt that she most deserved this rating.

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Dawn Cutaia

Replied last July 18, 2023

Andrea - Wow - thank you SO much for taking the time to write this review. I am truly humbled. I really appreciate your kind words. Thank you <3

Posted by anonymous | March 15, 2023 | Hired Attorney | Bankruptcy & Debt

Review

Dawn was a excellent attorney. She went above and beyond to explain the bankruptcy process, walked me through every step. She was always available to answer all my questions and concerns. Dawn was very upfront with the process and what I could expect. I highly recommend Dawn her knowledge and commitm...ent to her clients to receive the best outcome is unmatched.

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Dawn Cutaia

Replied last April 24, 2023

Thank you so much for taking the time to write a review. I am so happy you had a positive experience. Bankruptcy can seem so overwhelming and I feel good knowing I helped you understand the process. Enjoy your fresh start!

Posted by anonymous | March 06, 2023 | Hired Attorney | Chapter 13 Bankruptcy

Dawn was wonderful through the whole process!

When we first considered filing, obviously we were embarrassed and confused about the process. We reached out to Dawn to talk to her about our options and she was helpful, kind, knowledgeable, basically wonderful through our whole process of filing Chapter 13. She was always prompt to answer any of o...ur questions and took the time with us to explain everything. She eased our anxiety and fears. Thank you Dawn for everything you did for us. We highly recommend her services!

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Dawn Cutaia

Replied last April 24, 2023

Thank YOU for taking the time to write a review. Chapter 13s can be stressful so I am glad I was able to help you feel less anxious. Enjoy your fresh start and please don't hesitate to reach out to me if you have questions etc :)

Posted by Kim | January 20, 2022 | Hired Attorney | Bankruptcy & Debt

A+ Representation

Dawn is hands down the kindest, most compassionate and understanding lawyer I have ever worked with. Bankruptcy is a very scary thing to undertake. It takes a lot of time and consideration to make sure it's the right path for you. From the moment I reached out to Dawn she went above and beyond to mak...e me feel comfortable, confident, and understood. She explained everything in layman's terms and was always available for questions. I was a bit needy at times and not once did she ever express any hint of annoyance at my ridiculous questions and requests (thanks for that!). It was so comforting to have a competent and empathetic individual representing me over the last 5 years. It truly felt like I was a person and not a number or paycheck. I highly recommend Dawn's services for whatever your needs might be. You won't regret it. And while I hope to never need her services again, I would not hesitate for a moment before choosing Dawn to represent me in the future.

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Dawn Cutaia

Replied last January 22, 2022

Kim - it is perfectly normal to be stressed out during this whole process. I really enjoyed representing you! You deserve your fresh start. Thank you for letting me help you get it :) - Dawn

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