If you are thinking about bankruptcy, you might be nervous, scared, or embarrassed. All of those are perfectly natural feelings, but please know that I truly care about all my clients and there will be no judgment with me. I fully understand that people file bankruptcy for all sorts of reasons, from job loss, medical bills, and divorce, to name just a few. Sometimes it is because someone just isn't great with money - and that is OK too! :)

I will be sure to go over all of your options with you, including non-bankruptcy options. I will take my time to explain everything to you so you feel comfortable with any decision you make. I have been told on more than a few occasions that I make filing for bankruptcy fun. So try not to stress and give me a call. The consultation is free and I promise you that you will feel so much better after we talk.

My firm is small, and the lawyers I work with all take pride in being extremely responsive to our clients. You won't be leaving messages, waiting days for someone to get back to you. We know that having a legal issue can be very stressful and when you have a question, you want an answer quickly.

Background: Dawn was born in Queens, New York, and admitted to the Pennsylvania bar in 1996. She received her associate's degree in 1991 from Westchester Community College in Valhalla, NY, her Bachelor of Science degree in 1993 from Barry University in Miami, Florida, graduating summa cum laude, and her law degree in 1996 from the Dickinson School of Law in Carlisle, Pennsylvania.

Dawn has practiced a wide variety of law since being admitted to the bar in 1996, including criminal defense, family law, and bankruptcy. Dawn currently concentrates her practice in the areas of consumer bankruptcy. Dawn has been invovled with the Middle District Bankruptcy Bar Association for many years, including serving on the board.

Bankruptcy: Dawn handles both Chapter 7 and Chapter 13 bankruptcies, as well as assisting clients with negotiating with creditors when bankruptcy is not an option or not the option clients wish to pursue. Dawn assists clients with mortgage foreclosures, loan modifications, and the defense of lawsuits by credit card companies and other creditors. Dawn has been practicing bankruptcy law since she became an attorney in 1996.

Dawn is a regular speaker for the Pennsylvania Bar Institute and the Middle District Bankruptcy Bar Association, where she develops courses and teaches other lawyers about technology, bankruptcy, ethics, and criminal defense. Dawn is a former president of the Middle District Bankruptcy Bar Association and currently serves as a board member and co-chair of the Technology and Website Committee.

Dawn was awarded the York County Bar Foundation's Pro Bono Award several times throughout her career and is committed to assisting indigent clients whenever possible.

Dawn's hobbies include cycling, running, photography, quilting and sewing, and hanging out with her dog, Foxy.

Practice Areas

Bankruptcy and Debt 25%

I help clients figure out the best way to deal with overwhelming debt, whether that be by filing a Chapter 7 or Chapter 13 bankruptcy, or by negotiating settlements with their creditors or litigating creditor lawsuits.

25%

Chapter 7 Bankruptcy 25%

25%

Debt Collection 25%

25%

Debt Settlement 25%

25%

Fees and Rates

Cost

Free Consultation

$0 first 30 minutes

Payment Methods

Cash
Check

Licenses

Licensed in Pennsylvania for 29 years

State: Pennsylvania

Acquired: 1996

Active

No misconduct found

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Location

Fresh Start Law, PLLC

(717) 297-7556

Mobile

1701 W Market Street, York, PA, 17404

freshstartyork.com/

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Dawn Marie Cutaia's Reviews

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Overall Rating
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4.9 /5.0

107 Client Reviews

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5.0

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Practice Areas

Bankruptcy & Debt (55) Chapter 7 Bankruptcy (6) Chapter 13 Bankruptcy (4) Lawsuits & Disputes (4) Debt Settlement (3) Business (2) Debt Collection (2) Foreclosure (2) Child Support (1) Contracts & Agreements (1)

What Clients Mention

Practice Area Knowledge (33) Recommendation (31) Professionalism (29) Case Results (28) Responsiveness (26) Communication Style (22) Compassion (20) Advocacy (19) Character & Conduct (13) General Knowledge (13) Trustworthiness (8) Cost of Services (5) Staff & Support (5) Punctuality (3) Payment Plans (1)

Showing 6 - 10 of 33 reviews | Practice Area Knowledge

Posted by George | February 13, 2024 | Hired Attorney | Bankruptcy & Debt

Very caring

We hired her for my mother's bankruptcy and she went beyond all expectations and the good news is she is out of bankruptcy now we could not have done it without her. I hope nobody ever has to go through this process but if you ever do she is the one you want in your corner fighting for you.

Dawn Cutaia

Replied last February 13, 2024

George - I am so thrilled everything worked out for your mom. Thank you for trusting me to help your family. - Dawn

Posted by anonymous | January 29, 2024 | Contracts & Agreements

Contract Dispute

Can’t say enough about the positive experience working with Dawn. She provided reassuring support during a very stressful contract dispute. Her expertise and demeanor took what was a very personal situation to me and brought the focus back to the business transaction that it was. She clarified the de...tails of the situation and provided me the guidance necessary to protect myself and communicate back to the other party. I couldn’t have handled this with such confidence without her support and knowledge of liabilities related to contracts. Highly recommend Dawn not only for her professional expertise but also her unique ability to make her clients feel at ease and heard with a kindness that’s not easy to find anymore.

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Dawn Cutaia

Replied last January 30, 2024

Thank you so much for your kind review! :) I am glad I was able to resolve this for you and also put your mind at ease. Thank you again for taking the time to write a review - I truly appreciate it - Dawn

Posted by Erica | January 10, 2024 | Hired Attorney | Bankruptcy & Debt

There every step of the way!!

Dawn helped me through my bankruptcy, I know I was a pain in the behind because I filed then wanted to convert due to other challenging life events. Also I had many questions over the time and she always got back to me. Dawn literally was there every step of the way and was always able to help when... I needed it.

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Dawn Cutaia

Replied last April 12, 2024

Erica - thank you so much for taking the time to write this review and I'm sorry it took me a little bit to respond - I didn't see the notification. You were NOT a pain the behind - at all! Sometimes circumstances change mid-case and we need to make adjustments. Thank you for letting me help you and for taking the time to write this review :) - Dawn

Posted by anonymous | January 05, 2024 | Hired Attorney | Bankruptcy & Debt

Very knowledgeable, helpful, responsive, friendly attorney helping me through difficult financial times!

Dawn was referred to me by a friend, and I couldn't be more grateful to them both. Dawn was very knowledgeable about the bankruptcy process and helped me every step of the way. She was always quick to respond to any emails or texts I sent her (even if I asked dumb questions). I'd highly recommend ...Dawn to anyone considering filing for bankruptcy.

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Dawn Cutaia

Replied last April 12, 2024

Thank you so much for taking the time to write a review - it truly means a lot to me. And there are no dumb questions - bankruptcy is complicated (even at times for bankruptcy lawyers) so you should not feel bad for asking questions! Enjoy your fresh start :) - Dawn

Posted by anonymous | March 06, 2023 | Hired Attorney | Chapter 13 Bankruptcy

Dawn was wonderful through the whole process!

When we first considered filing, obviously we were embarrassed and confused about the process. We reached out to Dawn to talk to her about our options and she was helpful, kind, knowledgeable, basically wonderful through our whole process of filing Chapter 13. She was always prompt to answer any of o...ur questions and took the time with us to explain everything. She eased our anxiety and fears. Thank you Dawn for everything you did for us. We highly recommend her services!

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Dawn Cutaia

Replied last April 24, 2023

Thank YOU for taking the time to write a review. Chapter 13s can be stressful so I am glad I was able to help you feel less anxious. Enjoy your fresh start and please don't hesitate to reach out to me if you have questions etc :)

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