If you are thinking about bankruptcy, you might be nervous, scared, or embarrassed. All of those are perfectly natural feelings, but please know that I truly care about all my clients and there will be no judgment with me. I fully understand that people file bankruptcy for all sorts of reasons, from job loss, medical bills, and divorce, to name just a few. Sometimes it is because someone just isn't great with money - and that is OK too! :)

I will be sure to go over all of your options with you, including non-bankruptcy options. I will take my time to explain everything to you so you feel comfortable with any decision you make. I have been told on more than a few occasions that I make filing for bankruptcy fun. So try not to stress and give me a call. The consultation is free and I promise you that you will feel so much better after we talk.

My firm is small, and the lawyers I work with all take pride in being extremely responsive to our clients. You won't be leaving messages, waiting days for someone to get back to you. We know that having a legal issue can be very stressful and when you have a question, you want an answer quickly.

Background: Dawn was born in Queens, New York, and admitted to the Pennsylvania bar in 1996. She received her associate's degree in 1991 from Westchester Community College in Valhalla, NY, her Bachelor of Science degree in 1993 from Barry University in Miami, Florida, graduating summa cum laude, and her law degree in 1996 from the Dickinson School of Law in Carlisle, Pennsylvania.

Dawn has practiced a wide variety of law since being admitted to the bar in 1996, including criminal defense, family law, and bankruptcy. Dawn currently concentrates her practice in the areas of consumer bankruptcy. Dawn has been invovled with the Middle District Bankruptcy Bar Association for many years, including serving on the board.

Bankruptcy: Dawn handles both Chapter 7 and Chapter 13 bankruptcies, as well as assisting clients with negotiating with creditors when bankruptcy is not an option or not the option clients wish to pursue. Dawn assists clients with mortgage foreclosures, loan modifications, and the defense of lawsuits by credit card companies and other creditors. Dawn has been practicing bankruptcy law since she became an attorney in 1996.

Dawn is a regular speaker for the Pennsylvania Bar Institute and the Middle District Bankruptcy Bar Association, where she develops courses and teaches other lawyers about technology, bankruptcy, ethics, and criminal defense. Dawn is a former president of the Middle District Bankruptcy Bar Association and currently serves as a board member and co-chair of the Technology and Website Committee.

Dawn was awarded the York County Bar Foundation's Pro Bono Award several times throughout her career and is committed to assisting indigent clients whenever possible.

Dawn's hobbies include cycling, running, photography, quilting and sewing, and hanging out with her dog, Foxy.

Practice Areas

Bankruptcy and Debt 25%

I help clients figure out the best way to deal with overwhelming debt, whether that be by filing a Chapter 7 or Chapter 13 bankruptcy, or by negotiating settlements with their creditors or litigating creditor lawsuits.

25%

Chapter 7 Bankruptcy 25%

25%

Debt Collection 25%

25%

Debt Settlement 25%

25%

Fees and Rates

Cost

Free Consultation

$0 first 30 minutes

Payment Methods

Cash
Check

Licenses

Licensed in Pennsylvania for 29 years

State: Pennsylvania

Acquired: 1996

Active

No misconduct found

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Location

Fresh Start Law, PLLC

(717) 297-7556

Mobile

1701 W Market Street, York, PA, 17404

freshstartyork.com/

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Dawn Marie Cutaia's Reviews

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Overall Rating
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4.9 /5.0

108 Client Reviews

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5.0

(98)

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4.9

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5 stars 97

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2 stars 1

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Practice Areas

Bankruptcy & Debt (56) Chapter 7 Bankruptcy (6) Chapter 13 Bankruptcy (4) Lawsuits & Disputes (4) Debt Settlement (3) Business (2) Debt Collection (2) Foreclosure (2) Child Support (1) Contracts & Agreements (1)

What Clients Mention

Practice Area Knowledge (33) Recommendation (32) Professionalism (29) Case Results (28) Responsiveness (26) Communication Style (22) Compassion (20) Advocacy (19) Character & Conduct (13) General Knowledge (13) Trustworthiness (8) Cost of Services (5) Staff & Support (5) Punctuality (3) Payment Plans (1)

Showing 6 - 10 of 28 reviews | Case Results

Posted by Denise Wildasin | January 31, 2024 | Hired Attorney

Dawn was a Godsend

Absolutely so very Grateful to Dawn she was got this legal issue done in lightning fast time. She was professional and compassionate and kind. Highly recommend Dawn to anyone who need this type of lawyer.

Dawn Cutaia

Replied last January 31, 2024

Denise - thank you so much for taking the time to write a review and I am glad I was able to help you. It was truly very simple for me to take care of for you, but would have been frustrating for you to do on your own. Don't ever hesitate to reach out if you have questions about your case etc. - Dawn

Posted by Erica | January 10, 2024 | Hired Attorney

There every step of the way!!

Dawn helped me through my bankruptcy, I know I was a pain in the behind because I filed then wanted to convert due to other challenging life events. Also I had many questions over the time and she always got back to me. Dawn literally was there every step of the way and was always able to help when... I needed it.

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Dawn Cutaia

Replied last April 12, 2024

Erica - thank you so much for taking the time to write this review and I'm sorry it took me a little bit to respond - I didn't see the notification. You were NOT a pain the behind - at all! Sometimes circumstances change mid-case and we need to make adjustments. Thank you for letting me help you and for taking the time to write this review :) - Dawn

Posted by james | October 20, 2022 | Hired Attorney

she awesome lawyer ,what best i had

she help me under stand stuff if i had problems understanding ,and she talk on phone with you payments where easy to pay to her and she help me get through bankruptcy classes , she even has video chat with you ,she video chat easy and she made leaving message from troubleming problems easy to underst...and she took care of it as well so thank you

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Dawn Cutaia

Replied last November 18, 2022

James - thank you so much for taking the time to write this review - I truly appreciate it! I am so glad you had a positive experience. It was my pleasure to represent you. Enjoy your fresh start! - Dawn

Posted by Noel | September 04, 2022 | Hired Attorney

Excellent Service!

Ms. Cutaway provided an excellent service. She was knowledgeable, forthcoming, prompt, and attentive from consultation to execution. She told me precisely what I could expect, kept me apprised at every step of the process, and delivered the hoped for result!

Dawn Cutaia

Replied last September 04, 2022

Noel - thank you so much for taking the time to write a review. I am truly glad everything worked out for you - and if you need me again don't hesitate to reach out :)

Posted by Rob | August 23, 2022

Completely Honest and Trustworthy

I reached out to Dawn because I was in serious financial trouble and though bankruptcy was my only option. Dawn directed me to another option; One she would not benefit from financially but has solved my problems without using her representation in a bankruptcy court. I am grateful to her for her k...indness and integrity. If you need a lawyer who actually cares and wants what is best for you, give Dawn a call. I would recommend her to anyone and I am grateful I reached out to her and God forbid should I ever need representation of this sort, I would not hesitate to retain her services.

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Dawn Cutaia

Replied last August 23, 2022

I am so excited to hear this worked out for you! Truly. Thank you for taking the time to write a review. :). It means so much to me - Dawn

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