I got a call yesterday from a collection agency about a computer from 2002. I was told my wages will be garnished. Is this true?

I agree with my colleague -- this sounds like a scam. I recommend you contact a local attorney who handles Fair Debt Collection Practices Act...

Supposedly have civil papers coming for a payday loan in2008?

Payday loans are illegal in New York. If the loan is from 2008, there is a good chance that it's beyond the statute of limitations. Based on these...

What to do?

If you're having problems with your debt collector, I highly recommend contacting a local attorney who is familiar with Fair Debt Collection...

I have a judgment against me since 2014 on credit card debt. i don't have to pay because i am on fixed and protected income. ?

Echoing other answers, an attorney couldn't give advice on whether you should or should not pay based on your income and assets. Although...

Echoing the other advice here - I highly recommend your friend contacting a local consumer debt attorney who is familiar with Fair Debt Collection...

Selected as the best answer

The new creditor doesn't have to prove the judgment and you don't have to be re-sued. If the judgment is valid, the rights to it can be sold to...

I have filed out the forms required for banckruptcy but was concerned with the negative income amount after it was tallied up ?

Yes, it would be a good idea to pay a local bankruptcy attorney to make sure that the filing it is order.

Is undue hardship on my student loans hard to get discharged?

It's practically impossible to get your student loans discharged based on undue hardship. I've never heard of someone successfully doing it.

What can I do if a debt coll. agency refuses to delete accounts I was never liable for off my credit report? Ins. paid late

I highly recommend you contact a local Fair Credit Reporting Act (FCRA) lawyer to help you with this. Good luck.

Can taking off fees for a debt be considered an admission by debt collector that I do not owe that much?

I agree with my colleague - the court will not consider that to be an admission of anything, but only an offer to settle for less than the full...