Is it legal for a business to report false information to a credit reporting agency?

I recommend that you contact a local attorney who is familiar with Fair Credit Reporting Act (FCRA) matters. Good luck.

I WAS SERVED PAPERS TO GARNISH MY WAGES BUT I AM ALREADY PAYING GARNISHMENTS TO FEDERAL STUDENT LOAN S?

My belief is that if you're currently being garnished the max under state law, then you could not be forced to pay an additional amount of...

Generally speaking, anyone who signed or cosigned on debt will remain fully liable for it, regardless of any divorce order regarding responsibility...

Can a debt collector continue taking payments based on a mutual agreed plan that they didn't put you on?

Under these facts, it very much sounds like the consumer would have a claim against the debt collector under the Fair Debt Collection Practices Act...

If they don't take 3rd party repayment plans or a hardship program, your other main option would be to pay an attorney to try to settle the debt....

I recommend that you take the letters and show them to a local Fair Debt Collection Practices Act (FDCPA) attorney who can ensure that the debt is...

Regulatory committee versus Court?

The CFPB, while a valuable part of the federal government's regulatory authority, will not help you much in the context of your individual issues...

Can this be ignored?

If a consumer hasn't made a payment on an account originating from a written contract in more than six years, then the debt is beyond the statute...

As far as I know, the same rules apply for federal student loans as they do for other judgments in NY: they can't touch your social security...

Debts are usually sold in large portfolios of thousands of accounts, so it's unlikely that your personal account had a particular price attached to...