Archived
Can a debt collection law firm bring an action against me or serve as the attorney for a plaintiff/party that no longer exists?
Alexander's answer
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Answered on April 18, 2018
Can a law firm that was not the acting law firm in 2007 for this dissolved creditor bring any action against me in this matter? Yes.
Can a law...
Selected as the best answer
Archived
How long is a debt judgment good for after the judgment Can the creditor renew the judgment?
Alexander's answer
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Answered on April 12, 2018
A judgment is valid and can be enforced in NY for 20 years.
Archived
How is that a 25000.00 judgment turn in into paying actual over 30000.00 so far and still owe over 27000.00 for arrears ?
Alexander's answer
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Answered on March 02, 2018
Judgments accrue 9% interest annually, so they basically double after ten years. You might want to discuss with a local attorney who is familiar...
Archived
If a parent passes away, are you responsible to pay for their credit card debt?
Alexander's answer
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Answered on February 26, 2018
Unless any family member cosigned on the debt, then no. The estate of the deceased may be responsible however.
Archived
Why did I receive an INFO SUBPOENA for a 2007 JUDGMENT?
Alexander's answer
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Answered on February 24, 2018
Agreed with my colleague -- a judgment is enforceable in NY for 20 years from date of entry.
I recommend you contact a local attorney who is...
Archived
Can I sue Bank of America?
Alexander's answer
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Answered on February 18, 2018
You might have a claim under NY GBL 349 for deceptive trade practices. Unfortunately it is unlikely that an attorney would want to take a case over...
Archived
Debt collector that has a judgment, but I've had stipulated agreement, now changed to new debt collector, what do I do?
Alexander's answer
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Answered on February 18, 2018
You raise some complicated issues of law. The choice of law might depend on the underlying agreement with the creditor. But if a debt collector is...
Archived
What is best way respond to credit card debt summons?
Alexander's answer
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Answered on January 30, 2018
$500 lump sum on a $2K debt would be pretty low, even if a judgment would be hard to collect. Without an attorney trying to negotiate for you, that...
Can a 1099C be issued 10 years after a credit card was charged off?
Alexander's answer
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Answered on January 30, 2018
I'm not aware of any time limitation regarding 1099-C issuance, provided that the original SOL on the debt hasn't passed.
There is a provision...
Archived
Can an attorney still garnish my wages after my repossession is paid in full on my credit report?
Alexander's answer
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Answered on January 16, 2018
If it's truly paid in full, there should not be a judgment balance. I would ask the law firm for a itemization of the debt. I also recommend...
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