Questions answered by Anthony J. Pietrafesa

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How do i get a credit card agency to remove the bad stuff from my credit report after i have already paid off the account?

Anthony's answer | Answered on July 31, 2013

If you paid the original creditor ( CapOne, DIsocver, etc) you probably cannot have it removed just becasue youpaid it. As stated, they won't...

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I am being sued over a credit card that I had neglected while in college. Besides bankruptcy, what are my options?

Anthony's answer | Answered on July 24, 2013

my brothers give you good advice. I'd defend this for many reasons. Go see a consumer lawyer ( think naca.net) who can help. Most charge reasonable...

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Being sued for default on loan I cosigned, with no previous collection attempts

Anthony's answer | Answered on July 16, 2013

Get her a lawyer. Don't wait.

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Had an accident 3 years ago and was my fault. Must I pay interest fee to law firm on top of the original claim amount?

Anthony's answer | Answered on July 16, 2013

If they sued you, I'd agree to pay the filing fees, but the interest shouldn't be charged if you intend to pay it off shortly ( i.e., <1yr).

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Student loan collection agency offers that I pay 50% of current amount. Is it a good deal to take to settle?

Anthony's answer | Answered on July 16, 2013

I think you are getting close. You need to show them what is truly affordable to you over the foreseeable 3-4 years. I'd take a deal if you can get...

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I have attempted to negotiate a settlement prior to judgement to no avail, what are my options in New York?

Anthony's answer | Answered on July 16, 2013

You will have to ask the Court. for an order vcatingthe judgment so you can answer it AND at teh same time ask the Court for a temporary stay of...

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Credit score went down because of a late payment on a petty amount. Is there a way to repair it?

Anthony's answer | Answered on July 15, 2013

I agree, I am not sure you can do anything in this situation. You might try Macy's again, this time by writing directly to Macy's CEO, the dashing...

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Can a vehicle be returned to the dealership without consequences, if they lie about reporting to the Credit Bureau?

Anthony's answer | Answered on July 15, 2013

is this a "pay where you buy place?" Otherwise, it would be the ultimate lender ( dealers routinely fill out the contract for the lender, then it...

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Advice needed re: settling default judgment

Anthony's answer | Answered on July 15, 2013

If they are more than 7 years old, they would not show up on your credit report. But they would show up on a title report, adn therein would be a...

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Is there a law that protect consumers when original creditor wants from consumer the collection fee that the collection agency

Anthony's answer | Answered on July 15, 2013

Who is asking for it? If the collection agency is saying you have to pa yth efee even though you paid the OC, it may be a violation of the FDCPA....

Anthony J. Pietrafesa's Answers (1140)

How do i get a credit card agency to remove the bad stuff from my credit report after i have already paid off the account?

I am being sued over a credit card that I had neglected while in college. Besides bankruptcy, what are my options?

Being sued for default on loan I cosigned, with no previous collection attempts

Had an accident 3 years ago and was my fault. Must I pay interest fee to law firm on top of the original claim amount?

Student loan collection agency offers that I pay 50% of current amount. Is it a good deal to take to settle?

I have attempted to negotiate a settlement prior to judgement to no avail, what are my options in New York?

Credit score went down because of a late payment on a petty amount. Is there a way to repair it?

Can a vehicle be returned to the dealership without consequences, if they lie about reporting to the Credit Bureau?

Advice needed re: settling default judgment

Is there a law that protect consumers when original creditor wants from consumer the collection fee that the collection agency