What information do I need to provide them with? EX. social security number, birthday, address, phone number, etc?

I tend to agree with the posters above. They are probably trying to get fresh info. I would tend not to give them anything but a phone number....

Credit Reports

What do you mean by conflicting information? If there are accounts or addresses you do not recognize, I'd be concerned. But if it is differeing...

My credit score is 590, what do I need to do to get it up to 650?

Try to keep your utilization rate ( balance / limit) around 30% or less. Put a couple cards in the sock drawer and avoid using them. If you think...

I am being offered a 50% settlement for a debt between an ex and I. If I can't pay this what happens?

At some point you will be sued, if the amount is large enough. Of course, befor you pay a debt collector , ask for the following: 1) validation...

I'm confused. Did they actually take you to court? Or did they withdraw the petition? The action itself won't show up on a credit report ( unless...

Just remember that they can always hound you, but nobody asking for Amex can threaten to sue you for it. That is, collection agencies or lawyers....

Do I need a lawyer if I have been served with court paperwork for unpaid medical bills?

Yes. And your state may have a law protecting you from teh hospital bill. See a good consumer lawyer

Are there any lawyers out there who have a proven track record for taking debt collectors to court - and beating them?

Yes! National Association of COnsumer Advocates is a professional group of consumer lawyers. You can find many in your area at naca.net

What is the best way to deal with a charged off second mortgage? CH7 not an option. Current on first.

You might be able to do a Chapter 13 and strip teh 2nd lien and get a smaller payoff. Go see a BK attorney who does Chap13, not every one deos....

What to do with statute barred debts?

There is really two issues: one is the enforceablility of the debt. If you get sued, you will be able to defnd the suit successfully and counter...