Can you negoitate a lower payment rate with private student loans before default/deb collection?

It is probably true. Most lenders have no reason to deal with you until they feel you are becoming a risk- usually 2 or three payments behind....

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Why can't I keep paying the set agreed upon amount?

I have a drama queen X, so I feel your pain. But remember, your payment SHOULD be lowered, especially since your child is receiving a SS check. If...

400k in student loan debt with defaults: no hope for me?

wow. That's a lot of debt. There are decent attorneys who specialize in student debt help. Find one at naca.net. Even if there isn't one near you,...

Can I send a debt validation letter after I made a payment?

I'd go at this another way, since it is a medical bill and I assume you c an pay this off in a timely fashion. I'd werite teh medical provider ( if...

Judgement placed on credit report

If there was a lawyer involved for the company, you start with him. But I would first contact the court and get a complete copy of the court file,...

If they soldit, the SOLis 4 years from the sale. If they took it back and fixed it, you may be liable for the repairs if they are fair and...

My Ex-Landlord will not release a judgement against me, even though I settled with collection agency he contracted to collect??

Most states have laws that say a judgment has to be satisfied on the record within so many days of payment. Was it a debt collector or the...

I'm receiving a Settlement Agreement from a debt collector. Should I ask him to send me a copy with his wet signature on it?

Wet is best. At least a fax.

Should a debtor worry to have a 1099 at the end of the year from a landlord due to a settlement from a commercial lease?

if the debtor is dealing with a debt collector ( s opposed to a debt collection lawyer), it will be very hard to negotiaate this point, i my...

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My credit score dropped 120 points because of paying 2 months late in a credit card. the reason was I changed my location.

If you get nowhere with the 1-800 operator, do a search to find the card issuer's CEO. Write tha person a letter explainig the situation, telling...