Are settlements dis-chargeable?

It depends on what the settlement agreement says. If there is specific language in the agreement that addresses whether the debt is or is not...

Second mortgage payoffs?

In order to find out if the bank is willing to accept less than what you owe you would have to call the lender and discuss your options. You just...

Can payday loans collect when in new york state

If you paid the loans off and paid additional interest provide the attorney handling the matter with the information and a letter stating that you...

2nd mortgage reduction payoffs

There is no set amount that a second mortgage generally settles at since there are too many variables that go into the bank's decision to settle...

Thinking about filing chapter 7 bankruptcy, will filing this get rid of any liens on my home? Or do I have to file 13?

Filing a bankruptcy petition and having a subsequent discharge of the debts through a Chapter 7 should get rid of any liens so long as those debts...

Is it possible to file bankruptcy for my elderly mother?

It is unfortunate that your Grandmother got involved in a repayment program that did not help. She is elderly and ill and should use her money to...

Chapter 7 vs. chapter 13 please help!

To answer your question on which one to file, the reality is that if you qualify for a 7 it is shorter in time and will generally wipe out your...

Can I file for Bankruptcy ?

You likely would qualify to file bankruptcy however it is best to check with a local bankruptcy specialist in the County in which you live. Try...

Just because you filed for bankruptcy does not mean that you cannot find a job during or after the bankruptcy. Yes, it is true that many employers...

Are credit card bills secured debt,can this debt be discharged in chapter 7?

Credit card bills are generally not secured debts. A secured debt is something that is held as collateral for the payment. This means if you fail...