Private Student loans and undue hardship?

I think the question you will be asked is, what is the undue hardship and have you made attempts to repay your loans? Are you simply unable to...

My personal debt and household monthly expenses has exceeded my income. Should i consider bankruptcy?

That depends, it may be wise to speak to your accountant, financial adviser or an attorney who specializes in alternatives to bankruptcy to see...

Can bankruptcy get rid of private student loans?

It is unlikely that the student loans of your wife can be discharged due to the fact that she would have to meet very stringent guidelines for...

Can I hire a debt settlement lawyer to help me aggressively negotiate the balances of many high balance unpaid accounts.

You certainly can, but make sure they are licensed in the State you live and that their practice is only debt settlement. In addition, without...

Is it legal to allow an authorized user to be listed on a credit card account without their consent?

I agree that the issue is with the original card applicant/guarantor. The credit report should reflect that the debt is based on authorized card...

How much credit card debt is needed if I make 80,000 in new york before taxes to file bankruptcy chapter 7...home I owe 250,000

Perhaps consider an alternative to bankruptcy and resolve the credit cards… work with someone who might be able to help with that and free up cash...

Do you have to have credit card debt in order to file chapter 7?

Consider trying to sell the house to avoid bankruptcy however there is no requirement of credit card debt for a bankruptcy filing. See a local...

What do you do if you are getting sued on a debt that is outside the statute of limitation?

I suggest you contact the attorneys suing you and tell them you believe the account to be out of Statute and include that as a defense with your...

Is a student loan (or loans) owned by the government and in good standing dis-chargeable if I am considered fully disabled?

To answer your question and the information is available on the following site at http://www.acces.nysed.gov/vr/ VESID: “Adult Career and...

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Should we negotiate paying off debt with the original creditor?

You can always start with contacting the creditor and see where you get and/or the insurance company as well. Perhaps it was a simple error.

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