The answer is that generally yes. On a student loan delinquency/default that results in a judgment a bank account can be frozen, depending of...

It basically does not matter if your loans have a judgement against them or not, generally you can cannot discharge any student loan debt in...

Should he (A) file for bankruptcy, (B) file for foreclosure, or (C) have a short sale done on all the properties?

I suggest strongly that you find and talk to a reputable bankruptcy attorney in the area he lives and a debt help attorney who has experience with...

Borrowed money from a relative without a written agreement, relative passed and spouse is demanding repayment, am I liable?

Generally it will not hold up in Court without a written agreement.

I have $8000 of credit card debt I would like to lower, and pay lower amounts per month. What is my safest, and best option?

Yes, it is possible to settle the account and pay less. However, as a general rule you would need to be behind to resolve the account. If you...

Will private student loan company accept an offer to settle?

My suggestion is to contact them and begin negotiations. It is possible to negotiate private student loans. Just be sure to get any agreement in...

Is it possible to offer a lump sum to settle a large private student loan? How much is reasonable to offer?

Generally so long as the debt is private and not government backed there is a good chance that you can settle it. In addition, and as a general...

Could you please advice if it's possible to completely remove the charged off reporting from the credit report?

There really is no way to remove or totally "wash" your credit report from the negative reporting, so long as it was accurate. Negative reporting...

Regarding bank fees

You can certainly start by contacting your bank to find out if they have information on the new laws and google/internet research the laws under...

Who pays the credit hard card debt of the deceased, if he was not married and had no property?

Generally there is no requirement by the heirs to pay the credit card debts. She may want to contact the creditors and tell them that he has...