Michelle Ann Labayen

Michelle Ann Labayen

4.7
Rating: 7.7

Licensed for 21 years

Bankruptcy and debt Lawyer at New York, NY
Practice Areas: Bankruptcy & Debt, Consumer Protection, Foreclosure

405 Lexington Avenue, 26th Floor, New York, NY

About Michelle

Biography

Practice Areas

3

Practice Areas

Bankruptcy and Debt 75%

Chapter 7, 11, and 13 bankruptcy. Student loan debt discharge.

23 years | 2,000 cases

75%
Consumer Protection 20%

Credit Repair. Fair Debt Collection Practice Violations (FDCPA), Fair Credit Reporting Act (FCRA)

23 years | 75 cases

20%
Foreclosure 5%

Foreclosure Defense in State of NJ & NY

16 years | 20 cases

5%

Fees and Rates

Cost

Free Consultation

$0 first 60 minutes


Payment Methods

  • Cash
  • Check

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Licenses

Licensed in New Jersey for 20 years

State: New Jersey

Acquired: 2005

Active

No misconduct found

Licensed in New York for 21 years

State: New York

Acquired: 2004

Currently Registered

No misconduct found

Licensed in Pennsylvania for 14 years

State: Pennsylvania

Acquired: 2012

Administrative Suspension

No misconduct found

Location

Law Offices of Michelle Labayen

405 Lexington Avenue, 26th Floor, New York, NY, 10174

Law Offices Of Michelle Labayen

24 Commerce Street, Suite 530, Newark, NJ, 07102

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Michelle Ann Labayen's Reviews

Avvo Review Score

4.7 /5.0

23 Client Reviews

Showing 1 - 5 of 5 reviews | Compassion

Posted by Michele | February 10, 2023 | Hired Attorney | Bankruptcy & Debt

Michele DeGroot

I am so grateful I was referred to Michelle and her staff. Guided me through the process of Bankruptcy, with knowledge, patience and understanding. The steps of guidance gave me confidence. I recommend her firm to anyone who needs to go through this process.

Posted by Lisa | January 10, 2021 | Hired Attorney | Ethics & Professional Responsibility

Became my worst enemy, didn't do anything promised

1) Very condescending and arrogant 2) Lies 3) Clients are faced with overwhelming family discussions and claims clients are “victims” when they aren’t satisfied with outcomes 4) Doesn’t return calls timely 5) Forgetful about details of case 6) Makes promises and then doesn’t keep them 7) Full... of strategies, kindness and hope that all disappear after she cashes your check 8) When client addresses problem she resorts to threatening her own client 9) Awful lawyer if you have a complicated case, beware

Posted by Mae R | June 19, 2020 | Hired Attorney | Bankruptcy & Debt

GODSENT!

Michelle and her staff are top-notch professionals, caring, and overall the best investment I ever made! I went to Michelle in major medical, student, and car debt. I felt lost and ashamed. She made me feel like family from day one. She lifted me up and gave me hope for a better future for my family ...and for myself. They work fast, professional, and overall they care about their clients. Thank You, Michelle, for all that you do.

Posted by anonymous | March 31, 2016 | Hired Attorney

A Blessing

Michelle was honestly a blessing. She was consistent throughout my entire experience with her and laid out several different options that would be possible for my personal situation. Being young, I was confused by a few things and she was more than willing to take the extra time to really break thing...s down for me. Thank you Michelle!!

Posted by anonymous | May 22, 2014 | Chapter 7 Bankruptcy

Saving my life

Michelle was a God send. I was recently divorced, recovering from Cancer and trying to save my home. I was at wits end, but she listened to me, through my tears and sniffles, and gave me hope. She discharged all of my debt in a chapter 7, got me a loan modification which reduced my interest from 6....0% to 2% and gave me a $1,000.00 for a settlement from a creditor that was harassing me. She is the real deal. She is hands on, does everything herself and will be there with you before, during and after the bankruptcy.

See All Client Reviews

Michelle Ann Labayen's Lawyer Endorsements

Endorse Michelle
Phillip Mahony headshot
Phillip Mahony

Bankruptcy and debt lawyer | Jan 15

Relationship: Opposing Counsel on matter

"I endorse this lawyer. Michelle and I sparred on several bankruptcy matters (I represented the banks at that time) and I always found her to be an extremely well-prepared and knowledgable and persistent opponent. She is respected throughout the bankruptcy community."

J Todd Murphy headshot
J Murphy

Chapter 13 bankruptcy lawyer | Dec 02

Relationship: Fellow lawyer in community

"Michelle is truly a lawyer who goes the extra mile for her clients. Not only does she expertly perform the essential service of representing someone in a bankruptcy case, she is the rare lawyer who follows-up to be sure the credit report has been properly updated and that creditors are not continuing to attempt collection after the discharge as some are known to do. She relates well to her clients and is well respected by other lawyers in her field."

View All Endorsements
J Todd Murphy headshot
J Murphy

Chapter 13 bankruptcy lawyer

Experience

Rating:  7.7 (Very Good)

Work Experience

2010 - Present

Owner, Law Office of Michelle Labayen

2008 - 2010

Partner, Lutzky & Labayen, LLP

2005 - 2008

Managing Attorney of NYC, Law Office of Macey and Aleman NYC

2003 - 2005

Bankruptcy Associate, Law Office of Charles Juntikka NYC

Associations

2004 - Present

National Association of Consumer Bankruptcy Attorneys

Member

2004 - Present

New York State Bar Association

Member

2004 - Present

New Jersey Bar Association

Member

2004 - Present

Pennsylvania Bar Association

Member

Sample of Legal Cases

Maria Otero-Ocasio vs. JPMorgan Chase Bank, National Association

Settlement

Angel A. Guivas & Marisol Castillo-Guivas vs. Carrington Mortgage Services LLC

Settlement

Zev Abromowitz vs. Equifax Information Services LLC

Settlement

Umiten vs. Toyota

Settlement

Danielle Paporello vs. Women's Healthcare Group, P.C.

Settlement

Del Solar vs. Comenity Bank

Settlement

See More Legal Cases

Education

2003

New York Law School

JD - Juris Doctor

1999

Columbia University

BA - Bachelor of Arts

Speaking Engagements

2014

The Stephanie O. Show Bankruptcy

Publications

Languages

English

Spanish

Avvo Rating

Our Rating is calculated using information the lawyer has included on their profile in addition to the information we collect from state bar associations and other organizations that license legal professionals. Attorneys who claim their profiles and provide Avvo with more information tend to have a higher rating than those who do not.

What determines Avvo Rating?
  • Experience & background Years licensed, work experience, education
  • Legal community recognition Peer endorsements, associations, awards
  • Legal thought leadership Publications, speaking engagements
  • Discipline Disciplinary information may not be comprehensive, or updated. We recommend that you always check a lawyer's disciplinary status with their respective state bar association before hiring them.
Avvo Rating Levels
10.0 - 9.0 Superb8.9 - 8.0 Excellent7.9 - 7.0 Very Good6.9 - 6.0 Good5.9 - 5.0 Average4.9 - 4.0 Concern3.9 - 3.0 Caution2.9 - 2.0 Strong Caution1.9 - 1.0 Extreme Caution