What should I do if I had a hard inquiry occur without my permission?

Accessing your credit reports without your consent is a clear violation of the Fair Credit Reporting Act, entitling you to actual and punitive...

Accessing your credit report without your consent is a violation of the Fair Credit Reporting Act and a serious issue. You may have legal claims...

Approximately how long will a ‘pull credit’ from a financial institute appear on my credit report?

"Hard pulls" or ''inquiries" from potential creditors appear on your credit report for two years after they are made. Consumers often worry about...

Last year, my ex transferred over $40,000 thru an old joint account to her boyfriends store. What is money laundering?

If the accounts were joint accounts and you never closed them you may be liable for the charges. If you were only an "authorized user" you should...

Hello my name is Rodrick and I was wondering can you make a credit place pay you back for filing the wrong person on your credit

If Pioneer Credit has falsely placed an item on your credit report than that may well be a violation of the Fair Debt Collection Practices Act. I...

What to do if was reported to credit bureau?

It depends on what negative item was placed on your credit report. Was the information in accurate or misleading in any way? If so the best course...

I was victimized by bank account fraud to launder embezzled monies from me, how do I prove this to banks / IRS?

I would contact a representative from the bank and ask them for information regarding your account.

Do I need an attorney? If so, what documentation is needed to show banks?

You should be able to join the account by going to a branch with legal identification and with you aunt's permission.

How to protect current credit score?

Closing your credit cards will have a negative impact on your use of available credit ratio. Credit scores are also based on how long you've had...

How to Remove Judgement from Credit Report after it was vacated, tried and judgement was made for $0 to me the defendant

Sending a copy of the report to each of the major credit reporting agencies is a good idea, but not always absolutely necessary. The credit...