Archived
Wife just received a notice of judgment for $2800. She hid this from me. There is a number to call on the paperwork.
Kevin's answer
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Answered on May 28, 2015
If you have a joint bank account it could be problematic. I'd contact the creditor and try and settle the case. I'd start at 50% of the judgment...
Archived
Trans Union has me shown as deceased on their credit report, blocking other credit scores. I cannot get my credit run.
Kevin's answer
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Answered on May 28, 2015
You may have a very lucrative claim against Trans Union. You should contact an experienced attorney right away.
Archived
If disputing an account with credit bureaus I need to do it once or I can do more than one time
Kevin's answer
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Answered on May 28, 2015
You only need to dispute once. If the credit reporting agencies refuse to remove the inaccurate information then you can sue them for violating the...
Archived
Are promotional inquiries considered "consumer reports"?
Kevin's answer
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Answered on May 28, 2015
Not likely. But you would have to know exactly what was in the promotional inquiry materials to know for sure.
I received an affirmation in opposition to my motion to vacate a default judgment. Do I file a response or just attend hearing
Kevin's answer
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Answered on May 28, 2015
You are also entitled to file a reply brief/affirmation responding to their opposition. Technically you are entitled to a "traverse hearing" -...
Archived
How does one get this situation removed from one's credit report?
Kevin's answer
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Answered on May 28, 2015
It largely depends on what you mean by "matter deemed settled." A charge-off is not a settlement. Did you pay them anything to settle the...
Just received a "stipulation discontinuing action" from a collection agency. Can you tell me what it means? And should I sign
Kevin's answer
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Answered on May 26, 2015
A Stipulation Discontinuing the Action means they are dropping the case against you. If it's without prejudice they can still sue you in the...
Archived
I entered in a consent judgement with my apt complex,
will the appear negativly in my credit report
Kevin's answer
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Answered on May 22, 2015
If the judgment was entered in a specialized court for housing matters it likely will not appear on your Experian, Equifax or Trans Union reports. ...
Archived
I found two account mention twice with same number in one of my credit bureau my question is did they have match
Kevin's answer
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Answered on May 22, 2015
An account can be reported twice if it is being reported by both a third party debt collector and the original creditor. The credit reporting...
Archived
How long I have the time to dispute incorrect information after receiving my credit report from the three credit bureaus
Kevin's answer
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Answered on May 22, 2015
There is no time limit to dispute inaccuracies on your credit report. So long as the inaccurate information remains on your credit report you can...