I got my report from annual credit report If I dispute for inaccuracies to the CB How long I need to wait?

If your dispute is based on a reported you received from annualcreditreport.com the credit reporting agencies have 45 days to complete their...

Fixing credit can workers comp can appear in your credit report or is illegal?

Only debts, personal judgment or bankruptcies are likely to appear on your credit report. I would not worry about anything related to workers comp...

When fixing my credit promotional inquiries in my credit report are soft inquiries or hard inquiries Can they hurt my credit

Promotional inquiries and account reviews are considered "soft inquiries" and are not shown to potential creditors and do not have any impact on...

Does a credit union, by law, have to leave information on your report until the statute of limitations has passed?

Bankruptcies may stay on your report for up to 7 years. Judgments are allowed to stay on so long as they are enforceable, but as a practical...

Hospital billing disputes

I'm not sure I agree with the other two lawyer responses. Typically when hospitals (or any other company collecting a debt) offers to accept...

I saw 2 debt collections on my credit report. I have gone to hospital that the debts are from but I haven't been talked to.

It's unlikely the hospital will deal with you since they've already sent the accounts to collections. If they won't you'll have to contact the...

My credit report always had a collections notice on it now they removed it why.

Third party collection account are often removed from credit reports if the account was removed from the collector. Of course if the account is...

As stated above, they will need a valid NY judgment to collect from you in NY.

I received my social security a week ago with valid for work only.Can I buy a house . will I be able to get mortgage?

Yes, there is no requirement that you be citizen to buy a home or obtain a mortgage. Even without a social security card the credit reporting...

Do I need a debt collector license?

Yes, you need a license from the DCA to collect debts in NYC. I'd also suggest learning about the Fair Debt Collection Practices Act, which you'll...