Archived
Are federal taxes dismissed through bankruptcy after a certain amount of time has lapsed?
Bruce's answer
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Answered on January 18, 2016
I think you may be confusing two things. The IRS 10 year collection statute of limitations and the 5 basic rules for the discharge of taxes in a...
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Do I need the appraisal and mortgage payoff letter to remove a lien against my house. My bankruptcy case was discharged in 2011
Bruce's answer
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Answered on January 15, 2016
More information is needed to answer your question. Was your bankruptcy a chapter 7 or a chapter 13, is the lien from a judgement or a second...
Archived
What are my options in this case,do i have a reason to feel i could be arrested at some point?
Bruce's answer
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Answered on January 04, 2016
My colleagues are correct. There are no longer debtor's prisons. Your debt is a civil, not a criminal matter. It sounds as if your account has...
Archived
Is it possible to cancel a bankruptcy after it being filed?
Bruce's answer
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Answered on December 17, 2015
There are two basic Chapters of bankruptcy for consumers. Based on your limited facts, it would appear that you would be filing a Chapter 7...
Archived
I am on a student loan as a co-signer, that I never signed. My step-daughter electronically put my name on the loan.
Bruce's answer
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Answered on November 27, 2015
I do not know how the fact that your daughter had your personal information excuses her from fraud when she dishonestly used that information for...
Can I reopen a chapter 7 bankruptcy over two years later to add creditors? Would it be better to file for Chapter 13 bankruptcy?
Bruce's answer
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Answered on November 11, 2015
In the Third Circuit Court of Appeals which covers NJ, PA, DE and the Virgin Islands, there is a case that does not require a Chapter 7 no asset...
(NJ) Can the Estate of a deceased person declare bankruptcy?
Bruce's answer
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Answered on October 21, 2015
I agree with all of my colleagues that only the living may file a bankruptcy case. However, if a debtor dies after the case is filed, the estate...
Is the Rutgers Rule still a valid argument?
Bruce's answer
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Answered on September 23, 2015
The Rutgers Rule used the cost of Tuition as a benchmark for the payment of a child's tuition in family law cases. It is no longer good law. I'm...
Archived
Bankruptcy: Chapter 7 now Chapter 13?
Bruce's answer
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Answered on September 20, 2015
As my colleagues have indicated, you are in a position to file a Chapter 13 bankruptcy case and to receive a discharge from the case. The District...
Archived
What happens when I file bankruptcy while still have a job?
Bruce's answer
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Answered on September 09, 2015
Having a job is not a bar to filing a bankruptcy case. Having a job may be crucial if you need to file a chapter 13 case. Consult with an...
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