Archived
I am Collecting a public dissability pension, police&fire, is it considered a asset when claiming insolvency?
Bruce's answer
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Answered on January 03, 2018
Your questions relates to the Mortgage Forgiveness Act of 2007
I'm not certain that the 2007 Mortgage Forgiveness Act was extended through 2018. ...
Is there a statute of limitations on the state trying to recover unemployment overpayments in NJ?
Bruce's answer
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Answered on December 30, 2017
If you were paid unemployment and you were in fact working, if you file a bankruptcy case, the State of New Jersey will file an adversary...
Archived
If my house sells for short sale during chapter 13 and I owe no one else, is my bankruptcy case over?
Bruce's answer
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Answered on December 29, 2017
I'm sure attorneys will differ on their opinions on this issue, but I fail to see what benefit you gain by filing a chapter 13 bankruptcy case to...
Archived
Does a debt collector have to be registered in the state of N.J. and if so has the IRS DONE SO ?
Bruce's answer
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Answered on December 26, 2017
The Internal Revenue Service is not a debt collector. They are a branch of the Federal Government who holds the debt that they seek to collect. ...
Archived
I filed bankruptcy a few months ago, my home was up for sheriff sale, but I had a second home that I was going to move to
Bruce's answer
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Answered on December 21, 2017
I am going to assume that you filed the case yourself (pro se) as a competent bankruptcy attorney would have warned about filing a Chapter 7 case...
Archived
I am being sued by Pressler and Pressler for a medical Debt collection and need legal advise.
Bruce's answer
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Answered on November 12, 2017
I agree with my colleague's answer that you may be a candidate for a bankruptcy case. However, you have a very limited period of time to answer...
Archived
Can I file chapter 13 or 7 and have my car loan fixed?
Bruce's answer
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Answered on November 05, 2017
There is a lot to discuss given your circumstances. You are referring to the age a car loan has to be before you can "cram down" that loan to the...
Archived
Will adversary pleading against a creditor extend an automatic stay?
Bruce's answer
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Answered on October 27, 2017
The automatic stay from your bankruptcy case is protecting you until the mortgage company successfully moves to lift it (I am assuming that you...
Archived
A friend of mine was barred from filing chapter 13 for a year
Bruce's answer
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Answered on August 21, 2017
IT would appear that you friend was barred from filing a Chapter 13 case. That bar probably relates to abuses foisted upon a mortgage company by...
Archived
Do I lose my us citizenship if i apply for bankruptcy?
Bruce's answer
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Answered on August 11, 2017
You do not lose your citizenship by filing a bankruptcy petition. One does not even need to be a citizen to file a bankruptcy case.
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