Qualifying for a mortgage after Chapter 7 and deed in lieu of foreclosure.

You inquired about a modification and the mortgage company offered to take a Deed in Lieu. Did they forward to your a modification package? ...

Chapter 13

The percentage of debt paid in a Chapter 13 can vary from almost nothing to 100%. The amount paid depends on several factors. A Chapter 13...

Bankruptcy - chpt 7 or chpt 13?

When you are trying to determine whether a Chapter 7 or a Chapter 13 bankruptcy case filing is more advantageous, you are going to need the input...

I cosigned a sallie mae loan can they garishes my wages. Will they stop my garishment if my son gets a job

When you cosigned the Student Loan documents you and your son became jointly and severely liable for the debt. That means that they can chase one...

Bankruptcy

There are basically two consumer bankruptcy chapters, Chapter 7 which is a "straight bankruptcy" or a liquidation case and Chapter 13 which is...

Is it best to short sale my home?

My colleagues have given you good answers. Your mortgage company is seeking relief from the stay because you have missed post-petition mortgage...

Will any form of bankruptcy help me with fed and state debts?

You have a number of questions here and not a lot of facts. With regard to your unemployment debt, in NJ the Department of Labor will often file...

Separation of bankruptcy claim into part secured and part unsecured.

I agree with both of my colleagues. In a Chapter 13 bankruptcy case, if the property is your primary residence, you can not "cram down" the value...

You are pro se and you have served a Subpoena on the Trustee for documents. Well, I would certainly like to know why and for what documents. My...

Can I have some jewellery in my bank which is minimal when filing for bankruptcy and will my creditors go after it ?

In a Bankruptcy case you have exemptions that you can apply to the various kinds of property you have so that you won't lose all of your property. ...