Questions answered by Bruce C Truesdale

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Does my tax return get changed if I filed for chapter 7 bankruptcy the same year?

Bruce's answer | Answered on February 26, 2013

After you complete a Chapter 7 bankruptcy case, your tax returns would normally be filed as you have always filed them. If you dealt with some...

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My dad put me on as an authorized user on one of his cards. Now he can't pay the bill. can they come after me?

Bruce's answer | Answered on February 26, 2013

The answers that you have gotten regarding your authorized user status on your father's credit card are good answers. Have you obtained a copy of...

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How much can I be hurt by his actions? Stopped paying mortgage, credit cards, Divorce states for him to refi to remove my name?

Bruce's answer | Answered on February 21, 2013

If you have been removed from the deed and not the mortgage, you no longer have any ownership of the property but you still have the financial...

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Is there a law or rule which says that a debt assumed after the debtor filed a capt . 13 & never listed is still valid ?

Bruce's answer | Answered on February 20, 2013

With regard to your post petition claim questions, you probably want to look at BR Code § 1305., 1322(b)(6) to start. The post petition claim...

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Bankruptcy or foreclosure

Bruce's answer | Answered on February 19, 2013

The earlier answers you received are all compelling. Whether you file a bankruptcy case or simply walk away from your home, the mortgage company...

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What are the pro's and cons of a short sale?

Bruce's answer | Answered on February 12, 2013

If you are short selling an investment property, then you have an additional consideration to be aware of. The IRS considers forgiven debt to be...

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Filed chapter 7 bankruptcy, was sued and listed the plaintiff as a creditor on the br

Bruce's answer | Answered on February 11, 2013

If a judgment is entered against you after your bankruptcy case is filed it is void judgment. As my colleagues have indicated, it is a violation...

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Is it better for me to wait until I'm divorced to file bankruptcy if my spouse doesn't want to file ? We don't own property .

Bruce's answer | Answered on February 06, 2013

In determining when to file a bankruptcy case, before your divorce or after your divorce, my colleagues have given you good answers and food for...

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I'm being harrassed over the phone for credit card debt, only this time they call my son's number.

Bruce's answer | Answered on February 06, 2013

A debt collector has contacted your son about your debt. A collector can call another person, neighbor, etc., if seeking to locate you. That is...

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I just did chapter 7 and did not go to the court date yet can new jersey unemployment take my refund now?

Bruce's answer | Answered on February 02, 2013

The bankruptcy stay will prevent the State from taking your refund. Hopefully your anticipated refund was listed on bankruptcy Schedule B and...

Bruce C Truesdale's Answers (352)

Does my tax return get changed if I filed for chapter 7 bankruptcy the same year?

My dad put me on as an authorized user on one of his cards. Now he can't pay the bill. can they come after me?

How much can I be hurt by his actions? Stopped paying mortgage, credit cards, Divorce states for him to refi to remove my name?

Is there a law or rule which says that a debt assumed after the debtor filed a capt . 13 &amp; never listed is still valid ?

Bankruptcy or foreclosure

What are the pro's and cons of a short sale?

Filed chapter 7 bankruptcy, was sued and listed the plaintiff as a creditor on the br

Is it better for me to wait until I'm divorced to file bankruptcy if my spouse doesn't want to file ? We don't own property .

I'm being harrassed over the phone for credit card debt, only this time they call my son's number.

I just did chapter 7 and did not go to the court date yet can new jersey unemployment take my refund now?

Is there a law or rule which says that a debt assumed after the debtor filed a capt . 13 & never listed is still valid ?