Bonny G Rafel

After 25 years in medical practice I developed advanced chronic kidney disease. It is difficult to describe the feelings of loss I experienced when I realized that I would need to stop working. Could I continue to support my family and was I abandoning my patients? My increased fatigue and secondary ...depression made functioning at a high level impossible. I had disability insurance but it is one thing to have the policies and another to get claims approved. Bonny was recommended by a friend of mine who is an attorney. He found her through her stellar reputation. She had the necessary skills to deal with multiple insurance companies and complex medical and legal details. The relief I felt at being represented aggressively by a highly skilled and professional team was immediate. I was especially impressed with the quality of her communication with the insurance companies. Based on this experience with Ms. Rafel, it is clear to me that the results are better when the client is backed by a knowledgeable and thorough attorney. I am grateful to Bonny and her excellent team and I highly recommend them without hesitation or reservation.

Bonny successfully helped me to settle a disability case with a big insurance company. She is a very careful, detail, and knowledgeable attorney. I trusted her to provide guidance, manage, and handle my case from the very beginning. During the whole process, there were no mistake along the way. I tha...nk her very much for the final result.

Once declined of a disability insurance payments, I looked for an attorney online who could help me with my Long Term Disability claim. I was quite impressed with resume of Ms. Bonny G. Rafel, Esq. and decided to retain her services. During our first appointment, Ms. Rafel very carefully heard my ca...se and prepared detailed notes for her to follow up. She clearly explained how she planned to proceed with the claim and cost of her services. I found Bonny and her entire staff as completely professional, diligent and highly specialized in the disability insurance industry. After receiving all the necessary documents, Bonny wasted no time in devising a detailed plan (Including doctor’s records, disability related photographs, video etc.), and assured me of a successful execution of that plan. Although the appeal process was long and trying, Bonny and her staff absolutely followed up every communication with the insurance company and eventually won the case. Once the case was settled, I started receiving prompt monthly payments from the insurance company. Bonny and her staff are highly professional, well-spoken, friendly and hard working group of people. I highly recommend Bonny's services to others in need of similar services.

After becoming disabled in 2014 , I began receiving disability benefits from my company plan, only to be denied a few months later and be treated like a "shut out" by the insurance, even though my doctors and tests supported my disability. They just told me file an appeal and would give me no furth...er instruction or information. I did some research and found Bonny Rafel and her team has a really good background for helping my case. From my first meeting with Bonny , Alison and Eileen, I found her team very focused, professional and they had the expertise I needed, not to mention on a personal level they put me at ease- right down to petting her dog, who sat by me, I felt like I had walked into a friends office . Bonny and her staff immediately respond to questions and concerns. After Bonny and her teams hard work on the appeal for my denial it took not even a month and decision reversed !!!!! If you are lucky enough to have Bonny Rafel take your case , you are getting a first class top shelf service . She is beyond a "super lawyer" and an amazing caring person as well . She has made my disability less stressful now that I can proceed with less financial burden.

After my almost-30 year career ended in early 2010 due to disability, I began collecting disability benefits. My doctors all supported my disability as did numerous confirmed tests. Not too much later, however, my insurer abruptly cut me off, and I was in a dire financial situation and didn't know w...here to turn for help. My wife, three kids, and I were immediately at risk of losing my home. An acquaintance referred me to Bonny & I made an appointment. (The acquaintance had lost a disability case before Bonny took it - and won.) Bonny quickly put me at ease and I found her forthright, pleasant, and obviously very knowledgeable. We discussed my situation and I went home and did some research on her firm. After finding only favorable results, we agreed that she'd take my case. She kept me in the loop throughout the process, returned my calls timely, and patiently and clearly answered my questions. Her initial fee was very reasonable and I never had to pay anything else except for some miscellaneous paperwork, postage, and other relatively small expenses. Anyway, I'm happy to say that she recently negotiated a very good settlement & my life can now proceed with much less financial stress.