Bonny G Rafel

Company disability policies are very difficult to interpret. I knew there was something wrong but did not have the legal expertise to file a claim on my own. Bonny and her team were terrific to work with. They explained my options and together we arrived at a sound approach that yielded the exact res...ults I desired. Bonny handled all correspondence with my employer and the Long-term Disability payments they helped me retrieve more than compensated for their reasonable fee. I wholeheartedly recommend her firm for disability disputes.

Bonny has been representing me for the past 11 years. She manages 3 insurance Companies I have policies with. She and her team are meticulous, caring, prompt to answer any questions, and extremely professional. It would have been impossible for me to have secured my benefits without her and the team.... Would highly recommend!

Having a rewarding career that had lasted over thirty plus years in emergency services it was devastating to become temporarily, then permanently disabled. Dealing with a third-party disability insurance provider was demanding at best. Constantly asking for documentation of every aspect of your med...ical care be sent to them, then becoming threatening to you by telling you failure to comply with any of their requests would result in termination of benefits. Constant threatening phone calls, letters, insisting that they had not received my documentation when in fact it was sent to them. Dealing with different assignment case workers, who constantly get more aggressive with their individual approach defending the interests of the insurance company, while no one cares about you and your family’s situation. This is when you need someone who can represent you and your interests, someone who is a disability advocate. After doing some research in the spring of 2016, and getting some recommendations, Bonny G Rafel ESQ LLC, was absolutely the best choice for me and my situation. After completing all of the necessary intake information, I am proud to have Bonny G Rafel ESQ LLC representing me. From my initial interview and observing Bonny firsthand starting the processes to dealing with the insurance company, Physician’s offices, as well as getting all of the documentation necessary to represent my interests moving onward, to say I was impressed was an understatement! Since having Bonny G Rafel ESQ LLC and her staff representing me, I have experienced nothing short of professionalism at the highest level. When situations need to be updated it is done with the utmost of care, as well as addressed appropriately. If you are considering having Bonny G Rafel ESQ LLC and her staff represent you, it will be monumental in giving you the peace of mind in knowing your disability is being managed in a professional and appropriate manner, and a lot less worries when it comes to your future legal representation. Sincerely, MS

When i first met Bonny , i felt the weight of the world on my shoulders. My long term disability was denied after twelve years. At the time mental illnesses were not treated as a debilitating condition. Bonnie and get staff treated me with kindness , understanding and respect . Her expert legal skill...s and knowledge of the Cobra provisions, helped me obtain a positive outcome. They never stopped advocating for me. I highly recommend! Thank you Eileen for your support as well!

Bonnie and her team advocated for me with two large disability policy carriers who refused to cover a legitimate claim, even after 30 years of paying premiums to one of the companies. Her long-standing relationships with these insurers and her strategic, insightful approach to the case made all the d...ifference, and they eventually honored the claim. Without Bonnie and her team in my corner, the outcome would have been very different, and I am sincerely grateful for her expertise.