When answering a complaint in the Special Civil Part, how do I answer that the claim is admitted or denied? What format to use?

Yes, they can file a motion to strike your answer for being nonresponsive to the complaint. This is done by motion and you generally have 10...

Selected as the best answer

Is it possible to garnish Social Security benefits?

No. The only entity that can garnish your social security benefits is the federal government (student loans or IRS tax issues). However, they...

I filed chapter 7 and was discharged in 2006. i had a mortgage with chase bank and abandoned the property.

I need to answer this differently that my counterparts. From a personal liability perspective nothing has changed since your 2006 filing. You are...

Am I responsible for my husband's medical bills since he is on my insurance; however, he can afford to pay. My income is less.

Unfortunately you are responsible for his medical bills. The insurance is one factor and the doctrine of necessaries is the other reason. Because...

Selected as the best answer

Avoiding Foreclosure

YES, what was described in the letter was possible. Your bank is offering you a short sale because they believe that the amount you receive at...

Hi, my office services both loan modifications and bankruptcies, so I'll be happy to provide you with an answer. A trial modification is a...

My husband and I received a Chapter 7 discharge 2 years ago. We have just been approved for a HAMP mtge. loan modification.

You are in fact creating a new obligation. This is a contract and since it is after your bankruptcy you will be taking responsibility for the debt...

Bankruptcy

The answer of course is yes, but your scenario does not have enough detail to give a fully informed answer. You have the right to file a chapter...

Looking for a lawyer experienced in foreclosure workouts with the bank

Hello. My firm has been assisting clients with loan modifications for the past three years. We currently have sixty clients in active...

How can I cancel a judgment that was included in the bankruptcy? Can someone from NJ answer this question please.

You need to give more detail. What type of creditor? For credit card not docketed its automatically discharged as to you. If its docketed it...