Is bankruptcy the best answer for me? Can I still build my credit back?

Also pull a credit report at www.annualcreditreport.com. My office offers free consultations and the credit report will help determine if...

Is bankruptcy an option for us since he has a substantial amount of other debts aside from the mortgage? Or foreclosure? DIL?

A bankruptcy can in fact kill the debt and relieve his personal responsibility for the property debt. But it does not address what will happen...

I have a foreclosure question. I have not paid my mortgage since march of this year. I have received a Notice of Intent to

The other answers are correct. BOA is following procedures. You are not at risk yet, but once an actual foreclosure complaint gets filed your...

Please NJ attorneys only. Unsecured 3rd place lienholder in old BK suit will not release lien. What can we do?

Unfortunately I think Gary is right. If your plan did not include an affirmative action to strip the lien (called a motion to avoid lien) then the...

Can Pressler and Pressler collect on a debt more than 10 years old?

It sounds like there is a judgment against you (as indicated by wage garnishment, arrest, etc). Judgments can be enforced for up to 20 years after...

Old friend owes me $21,400. We made the agreement via email and online banking transfers. I have over 200+ emails

You will receive a Judgment against him. There is no Order to pay back. As the amount is $21K, you will have to file this matter in Law Division,...

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I want to buy a house. Can I do that with a student loan judgment?

Seems that the other attorney didn't read your question. The answer is "maybe". Not much better than the other guy huh? Well, here's why the...

Legal foreclosure documents

Two issues here: 1) I am assuming that your name is on the deed or was on some document associated with the property (maybe even a HELOC or 2nd...

Can a 15 year old judgment be enforced? Is it likely to be?

A valid DJ or J# document in NJ can stick around for 20 years and can be renewed for an additional 20 for good cause. If you are in a position...

How much can I be hurt by his actions? Stopped paying mortgage, credit cards, Divorce states for him to refi to remove my name?

Unfortunately, your credit will take a hit and you will be served if the property ever goes to foreclosure. New Jersey is a deficiency judgment...